Small Business Banking
Small businesses have big dreams, and
we want to help make yours a reality
Whether you’re starting your business or have been running it for years, TD has the products
and services to help you get there. From Account Managers who will support you through the
highs and lows of business to choosing the right account, we want to be a part of your success.
1. We have an account plan that can help fit your needs.
We’ve got different account plans to help support a wide range of your business needs. Choose from our comprehensive product suite, including:
- $5 Basic Account – our TD Basic Business Plan is ideal for businesses with minimal monthly activity. Get a full-service Business Banking account and only pay for the transactions you process.
- Every Day Account – our TD Every Day Business Plan is a cost-effective banking plan for businesses that have regular monthly transaction patterns.
- Unlimited Account – our TD Unlimited Business Plan is our most flexible banking plan and is perfect for businesses with high transactions or deposits. Get $100 rebate of the $149 Annual Fee for the first TD® Aeroplan®Visa* Business Card or TD Business Travel Visa Card.
2. We’ve got better small business banking solutions.
Simplify the way you do business with a variety of great products and features:
- Access the funds you need, when you need them with a Business Line of Credit
- Easily manage your business expenses with a TD Business Travel Visa* Card and enjoy Free Overdraft Protection (through a $10 monthly fee rebate) with most Business Chequing Accounts2
- Explore our range of convenient ways to accept payments with TD Merchant Solutions
- Deposit cheques easily with TD Remote Deposit Capture
3. We’ve got your back with Experienced Account Managers.
We have Account Managers ready to help, so you can stay focused on doing your best.
Our knowledgeable and dedicated Account Managers have a deep understanding of your industry and market, and will provide customized advice specific to your needs – every step of the way.
Your Account Manager might even come by your shop to understand your business better and see you in action!
4. We’re available when you need us.
Being your own boss comes with a lot of responsibilities, and you need a bank that works around your schedule.
- Longer Hours3 – we’re open later and longer so we can serve you better
- Open on Sunday3 – so you can do your banking with your other weekend errands
*Individual hours may vary.
For a limited time, you could get up to $3001 when you become a new small business banking customer with TD.
Open 1 of the following between June 4 and September 3, 2018:
- OR -
Between June 4 and September 3, 2018, apply and be approved for 1 of the following options and get $100 cash, or apply and be approved for 2 following options and get $300 cash:
Business Line of Credit or Business Loan
Apply for a Business Line of Credit with a minimum credit limit of $50,000, or a Business Loan with a minimum approved amount of $50,000 and a minimum one-year term, made usable by December 9, 2018.
TD Merchant Solutions
Apply and be approved for a TD Merchant Solutions Account with a three-year agreement term, plus process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution by December 9, 2018. (TD Mobile POS, Temporary, Seasonal, and National accounts are not eligible for this Offer.)
TD Business Credit Card
Apply for a new TD Aeroplan Visa* Business Card or a TD Business Travel Visa* Card, and if approved, make one or more purchases for a total of $5,000 by December 9, 2018 using your new Card or any new Additional Cards issued to the same business at your request.
TD Remote Deposit Capture
Apply for TD Remote Deposit Capture and if approved, use it by December 9, 2018, and discover a convenient way to deposit eligible cheques4 on your own schedule using your computer and compatible scanner.
1 The Cash Offer (“Offer”) is available to small business banking customers who open a new Business Chequing Account with a TD Every Day A, B or C, or Unlimited Business Plan (“New Business Chequing Account”) between May 24, 2018 and September 3, 2018 (“Offer Period”) and do EITHER (i) two of the following during the Offer Period to qualify for the $300 offer; OR (ii) one of the following during the Offer Period to qualify for the $100 offer: 1) Apply for either a Business Line of Credit ("BLOC") with a minimum credit limit of $50,000 or a Business Loan ("BLON") with a minimum approved amount of $50,000 and a minimum one year term and have either approved and made available by December 9, 2018; 2) Apply for a new TD Merchant Solutions account with a three-year contract term and if approved, process at least one credit or debit card payment transaction with your TD Merchant Solutions payment solution by December 9, 2018; 3) Apply for either a new TD Aeroplan Visa Business Credit Card or TD Business Travel Visa Credit Card ("New Business Credit Card"), and if you are approved, make one or more purchases using your New Business Credit Card for a total of $5,000 by December 9, 2018. Total of $5,000 in purchases can be made on the New Business Card or any related Additional Cards issued to your Business during the Offer Period. The New Business Credit Card and any Additional Cards must be open and in good standing at the time the Offer is fulfilled; 4) Apply for TD Remote Deposit Capture ("RDC") and if you are approved, have RDC made available by December 9, 2018.
You are not eligible for this Offer if (i) on the date you open a Business Chequing Account, you have an existing Business Chequing Account, or (ii) you had a Business Chequing Account that was closed on or after May 23, 2018. You are not eligible for the Offer in relation to applying for a New Business Credit Card if you (a) already have a TD Business Credit Card Account open or (b) if you opened and then closed any TD Business Credit Card Account on or after December 1, 2017. You are not eligible for this Offer in relation to opening a BLOC or getting a BLON if you are replacing an existing BLOC or BLON with a new BLOC or BLON, unless (i) the credit limit on your new BLOC is $50,000 or more above the credit limit on the BLOC you are replacing or above the outstanding principal amount of the BLON you are replacing as of May 23, 2018 or (ii) the funded amount of your new BLON is $50,000 or more above the credit limit of the BLOC you are replacing or above the outstanding principal amount of the BLON you are replacing as of May 23, 2018. If one of your choices is applying for a new TD Merchant Solutions account and processing at least one payment transaction (as described in item 2 above) and you improperly terminate your contract with TD Merchant Solutions before the three-year term is completed, then in addition to any applicable early termination fee or any other rights or remedies TD Merchant Solutions may have, you may also be liable to repay the amount of the Offer. For this Offer, no waiver will be permitted of either (i) the monthly fee on the service plan for a New Business Chequing Account; or (ii) the monthly fee on a BLOC. The first $100 will be deposited to your New Business Chequing Account within 3-4 weeks of meeting the first condition. The remaining $200, if applicable, will be deposited to your New Business Chequing Account 3-4 weeks after the second condition has been met.
TD Canada Trust reserves the right to change, cancel, extend or withdraw this Offer, or any portion of it, at any time without notice. A Customer can receive only one deposit in connection with this Offer. This Offer cannot be combined with any other offer. Subject to complying with TD Canada Trust lending policies and eligibility criteria, where applicable. All trade-marks are the property of their respective owners. The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
2 Business Overdraft Protection is available only on Canadian dollar accounts. Subject to complying with TD Canada Trust lending policies and criteria.
3Individual branch hours may vary.
4Subject to the terms and conditions of your Remote Deposit Capture Service Schedule.