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Small Business

Account Related and Administration Fees

 

Effective March 1st, 2016. All fees subject to change.

Transaction Fees
Internet Banking Fees
Cheque Handling
Searches/Notices
Collection Items
Drafts
Account Handling
Recordkeeping
Account Inquiries
Safety Deposit Boxes
Wire Payments

 
TRANSACTION FEES Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Transactions – Chequing Accounts without a Service Plan
- Fee per transaction (refer to Business Account Service Plan page for full details on what a transaction is) $1.25 $1.25
Deposit Content – Chequing Accounts without a Service Plan
- Fee per item deposited2 $0.22 $0.22
- Cash (paper currency and coin) deposits3 per $1,000 $2.50 $2.50
Deposit Content – All Chequing Accounts
- In branch – paper currency supplied per $1,000 $2.00 $2.00
- Direct delivered - paper currency supplied per 100 notes (Requires the customer to contact and pay for a TD Canada Trust approved armoured car delivery service) $0.50 $0.50
- Coin supplied per roll $0.12 $0.12
Requests for Funds Transfer Fee (to Branch)
Transfer between a customer's own TD Canada Trust accounts, if requested to branch by telephone, mail or facsimile $5.00 $5.00
Bill Payments
- In-branch
paid by cash or cheque(Handling Fee)
$1.00 n/a
Non-sufficient Funds4
- Returned $48.00 $48.00
- Paid (plus overdraft interest
charges)
$5.00 $5.00
Non-TD ATM
- Interac $2.00 n/a
Plus System5
- Handling Fee within U.S.
and Mexico
$3.00 n/a
- Handling Fee outside Canada, U.S.,
and Mexico
$5.00 n/a



 
Interac e-Transfer® Fees Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Send Money $1.50 N/A
Send Money for TD
Unlimited Business Plan
FREE N/A
Request Money
- If the request is accepted, the fee will be charged to the account the money is deposited into
$1.50 N/A
Request Money for TD
Unlimited Business Plan
FREE N/A
Cancel a Send Money Payment $5.00 N/A



 
CHEQUE HANDLING Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Cheque Certification
- Account holder $10.00 $10.00
- Non-account holder $15.00 $15.00
- Holding a post-dated cheque to be deposited in-branch $5.00 $5.00
Stop Payments
(cheque or pre-authorized payment)
- Stop Payment $12.50 $12.50
Cheque Not Written in Currency
of Account
$20.00 $20.00
Returned Item
(includes mail advice to payee)
$5.00 $5.00



 
SEARCHES/NOTICES Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Searches (e.g. cheque copy)
- If processed after 90 days
(per request)
$15.00 $15.00
Inactive/Dormant & Unclaimed Deposit Fee
- 2-year fee FREE FREE
- 5-year fee FREE FREE
- 9-year fee FREE FREE



 
COLLECTION ITEMS 7 Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Canadian or U.S. Cheque Sent for Re-presentment Within Canada $30.00 $30.00
Outgoing Cheque Collections8
Canadian Dollar, U.S. Dollar or foreign currency cheques payable outside of Canada
0.20% min. $30 max. $150 0.20% min. $30 max. $150
Collection Item Returned Unpaid $15.00 $15.00



 
DRAFTS 9,10 Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Any Canadian, U.S., Foreign, International Draft $7.50 $7.50
Request for refund or replacement of lost or stolen draft $10.00 $10.00



 
ACCOUNT HANDLING Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Bank Confirmation $25.00 $25.00
Certificate of Balance FREE FREE
Transfer/Payment
Sent by Mail9
Draft price
(plus postage)
Draft price
(plus postage)
Transfer Confirmation
by Mail or Fax
$2.00 $2.00
Account Balance Transferred
to Another Financial Institution
(per account)
$15.00 $15.00
Express Deposit Bags
See D+HTM Business ChequeSelector catalogue for pricing
NA NA
Electronic Bill Payment Service Set up Fee $125 $125



 
Record-keeping Canadian Dollar Accounts
(in $CDN)
U.S. Dollar Accounts
(in $U.S.)1
Online Statement FREE FREE
Paperless FREE FREE
Paper Statement

Business Chequing Account with TD Every Day A, B or C , or TD Basic Business Plan
- Month-end statement $2.00 $2.00
- Each additional statement $2.00 $2.00
Business Chequing Account with TD Unlimited Business Plan, Community Plan or Community Plan Plus
- Month-end statement FREE FREE
- Each additional statement $2.00 $2.00
Other Chequing Accounts
- Month-end statement $5.00 $5.00
- Each additional statement $5.00 $5.00
Business Savings Account $2.00 NA
Interim Statement
- EasyLine via fax (per page) $2.50 $2.50
- Monthly record-keeping fee (Passbook)11 $2.25 $2.25



 
Account Inquiries Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
Outgoing Cheque Collections
- In-branch by telephone or in
person (per request)
$5.00
- EasyLine or EasyWeb FREE
- TD app -
log in anytime, anywhere using the same credentials as EasyWeb on an iPhone, Blackberry, or Android device
FREE
Credit Inquiries
Inquiry in Canada, written
- Per hour $40.00
- Minimum $18.50
Inquiry outside Canada, written
- Per hour $40.00
- Minimum $23.00
Third Party Credit Inquiry
- Per Inquiry $25.00



 
SAFETY DEPOSIT BOXES Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
Size12
- Small (1.0-9.0 sq. inches)– Annual Rental Fee $60.00
- Medium (9.1-17.5 sq. inches)– Annual Rental Fee $85.00
- Large (17.6-27.0 sq. inches)– Annual Rental Fee $125.00
- X-Large/Super Large
(27.1 sq. inches and greater)– Annual Rental Fee
$5.00/sq. inch
Annual Billing Fee notice $5.00
Late payment fee $5.00
Box Maintenance Fee
- drilling fee $200.00
- replacement key $50.00



WIRE PAYMENTS 7,13 Applicable to both Canadian Dollar and U.S. Dollar Accounts
(in $CND)
Outgoing Wire Transfers
- $10,000 or less $30.00
- $10,000.01 to $50,000 $50.00
- over $50,000 $80.00
Incoming Wire Transfers $17.50
Wire Investigation Fee for Non-bank Errors
- per hour $40.00
- minimum $25.00




EasyWeb Internet Banking

Business Overdraft Protection

Helps protect your Business Chequing Account against temporary cashflow shortfalls up to your approved limit.
Get more information