BankingBank Accounts › Savings Accounts

TD Savings Accounts

A couple walks arm in arm beside a marina. The man is rolling a suitcase behind him.

We’ve made saving easy so you can reach your goals

Grow your savings with convenient account features and competitive interest rates



Looking for Chequing or U.S. Dollar Accounts?

Need help choosing?

Our Account Selector Tool will find the best savings account for you.

Help me choose

Convenient 
    banking anytime, anywhereConvenient banking
anytime, anywhere

What features
are you
looking for?



Start saving with flexible and convenient access to your money when you need it

  • Unlimited free
    transfers2 to your
    TD Canada Trust
    personal deposit
    accounts
  • Interest paid on
    every dollar,
    calculated daily
  • No monthly account
    fee

Build your savings faster with a high interest rate9 and bank any way you like with no additional transaction fees3

  • All Debit Transaction
    Fees3 waived if
    minimum monthly
    balance of $25,000 is
    maintained4
  • High interest rate on
    balances of $5,000 or
    more, calculated daily
  • No monthly account fee


Grow your savings with a high interest rate10 and free online transfers8

  • Unlimited free
    online transfers8 to
    your TD Canada
    Trust personal
    deposit accounts
  • High interest rate on
    balances of $10,000
    or more, calculated
    daily
  • No monthly account
    fee


Monthly account fee1

None
None
None

Transfers1

Free2
$5.00 or Free with $25,000 minimum monthly balance4
Free online transfers8

Debit transactions1, 3


  • 1 free debit transaction per month3
  • $2.00 for each
    additional debit
    transaction3

    $5.00 per Debit Transaction3
    or Free with $25,000 minimum monthly balance4

$5.00 per debit transaction3

ExpandValuable services

Withdrawal from a Non-TD ATM

$2.00 each $2.00 each $2.00 each

Withdrawal from a Foreign ATM (inside U.S. and Mexico)5

$5.00 each $5.00 each $5.00 each

Withdrawal from a Foreign ATM (outside U.S. and Mexico)5

$5.00 each $5.00 each $5.00 each
ExpandAdditional account features

Interest rate6

- Account balance

- Interest rate

 

$0 - $4,999.99  $5,000+

0.05%                0.05%

 

$0 - $4,999.99   $5,000+

0.00%                0.55%

 

$0 - $9,999.99   $10,000+

0.00%                0.55%

Automated savings services

Set up a Pre-authorized Transfer Service or Simply Save to help grow your savings faster!

Set up a Pre-authorized Transfer Service or Simply Save to help grow your savings faster!

Set up a Pre-authorized Transfer Service or Simply Save to help grow your savings faster!

ExpandExclusive TD features

TD Coin Counter access

FREE for TD personal banking customers

FREE for TD personal banking customers

FREE for TD personal banking customers

Longer hours7

Weekend hours7

ExpandConvenient ways to move money

Send an Interac
e-Transfer

$1.50 each

$1.50 each

$1.50 each

Receive an Interac
e-Transfer

Free

Free

Free

ExpandStaying connected

Online banking

Mobile banking

Telephone banking

Access to a large Canadian ATM network

ExpandStaying organized

Paperless Record keeping

Online Statements

Paper Statements

$2 / month or Free with $1,000 Minimum Monthly Balanced4

$2/ month or Free with $25,000 Minimum Monthly Balanced4

Not Available

Ready to start saving?

Learn more about the TD Every Day Savings Account
secure login Apply now

Learn more about the TD High Interest Savings Account
secure login Apply now

Learn more about the TD ePremium Savings Account
secure login Apply now

Specialized Accounts

Savers under 19 years of age get a head
start on good financial habits with an account
that offers a competitive rate plus many
account services.

 

  • Unlimited free debit transactions each month
  • Interest paid on every dollar, calculated daily

Learn more 

How to Apply