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Interchange Rates
Provided below are links to Interchange rates as set out by the Payment Card Networks (e.g., Visa Canada, Mastercard Canada etc.) for processing credit/debit card payments. The rates that apply to you are based on your primary business. Your specific rates are based on the product / service category where most of your sales fall into. For a complete listing of business descriptions for each Interchange category, click the applicable category name below. Then click the related PDF under the respective category name for the corresponding Interchange rates.
Existing Interchange Rates
The PDFs below contain interchange Rates and Fees that are currently in effect.
Everyday Needs Category
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Charity/Emerging Segment Category
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Gas Category View details |
Grocery Category
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Standard/General Business Category
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Alterations, Mending, Seamstresses and TailorsNew Small Business Program Interchange Rates
The PDFs below contain interchange rates and fees that take effect on October 17, 2024, for Qualifying Small Business Merchants. According to the Ministry of Finance, a Qualifying Small Business Merchant is a Merchant who processes less than $300,000 in Visa transaction volumes annually, and $175,000 in Mastercard transaction volumes annually.
Everyday Needs Category
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Charity/Emerging Segment Category
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Gas Category View details |
Grocery Category
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Standard/General Business Category
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Need help?
If you have questions or are uncertain about what Interchange Rates apply to you, we encourage you to call us at 1-800-363-1163. Final confirmation of rates that apply to you will be sent to you at the time of set-up. Rates are not applicable when processing debit and credit transactions with us using our TD Mobile POS terminal or TD Mobile Pay terminal.