Small BusinessMerchant Solutions › Accept Payments over the Phone

Accept Payments over Phone

Process credit card
payments over the phone

An inexpensive alternative to terminal
credit card processing.

How to Apply

Interactive Voice Response (IVR)

Using Interactive Voice Response (IVR) technology and your existing phone lines, this solution is designed for merchants who accept a small number of credit card payments over the phone but still want to process them electronically.

How to Apply

Collapse What you get with the Phone solution

  • A solution that makes it easy to get up and running quickly, as there is no equipment to be installed
  • A simple pricing structure with transparent costs and set-up fees

This solution is right for your business if you want:

  • To provide speedy authorization for Visa, MasterCard and American Express
  • An easy-to-use IVR solution
  • A cost-effective alternative that requires no additional equipment other than your existing touch-tone phone
    and phone lines
  • To save time and ensure valid payments — transactions are authorized and automatically captured for end-of-day processing

Why Choose TD Merchant Solutions

Advice and expertise you can trust

From dedicated payment solutions advisors at a major Canadian bank

Solutions that adapt as you grow

Payment Solutions that will keep pace with your growing business

Technical support you can count on

24/7 support line and on-site technical service within 4 hours of your call*

Enhanced Merchant Solutions

Online Reporting

Get quick access to real-time authorized transaction information with TD Merchant Solutions Online Reporting.


Gift Card Programs

Boost your sales, drive customer loyalty and build your brand with a Gift Card Program.

Are you an Existing Customer?

How to Apply:

Contact us at


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