Small BusinessMerchant Services › Accept Payments over the Phone

Accept Payments over Phone

Process credit card
payments over the phone

An inexpensive alternative to terminal
credit card processing.

How to Apply

Interactive Voice Response (IVR)

Using Interactive Voice Response (IVR) technology and your existing phone lines, this solution is designed for merchants who accept a small number of credit card payments over the phone but still want to process them electronically.

How to Apply

Collapse What you get with the Phone solution

  • A solution that makes it easy to get up and running quickly, as there is no equipment to be installed
  • A simple pricing structure with transparent costs and set-up fees

This solution is right for your business if you want:

  • To provide speedy authorization for Visa, MasterCard and American Express
  • An easy-to-use IVR solution
  • A cost-effective alternative that requires no additional equipment other than your existing touch-tone phone
    and phone lines
  • To save time and ensure valid payments — transactions are authorized and automatically captured for end-of-day processing

Why Choose TD Merchant Services

Straightforward advice and payment solutions to keep up with your growing business

Trusted advice & experience

Our professional payment advisors will take the time to understand your business and will help you find the solution that meets your needs.

No surprises

The signup process is easy and transparent, so you know exactly what you’re paying for.

Technical support you can count on

We provide a 24/7 support line to answer your questions, along with a 4-hour commitment to fix your terminal if it goes down.

A bank that you can rely on

When you sign up with TD Merchant Services, you benefit from the national reach and capabilities of the only payment solutions provider that is a leading Canadian bank.

Enhanced Merchant Services

Online Reporting

Get quick access to real-time authorized transaction information with TD Merchant Services Online Reporting.


Gift Card Programs

Boost your sales, drive customer loyalty and build your brand with a Gift Card Program.

Are you an Existing Customer?

How to Apply:

Contact us at


8:00am-8:00pm EST M-F (no Saturday)