Use credit wisely to protect your credit rating

DO make at least the minimum monthly payment on your credit card and loan statements.
DO make loan and credit card payments on time.
DO pay off debts as quickly as you can, and aim to pay off credit card balances every month.
DON'T apply for lots of different credit opportunities within a short period of time.

Follow these do's and don'ts of smart credit use.

Cash Flow Calculator An essential tool for effective household budgeting.
Organize Your Financial Documents An interactive tool that helps you take inventory of essential paperwork.
Your Savings Tool Find out how much money you need to save each month to meet your goal.