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Use credit wisely to protect your credit rating

  • DO make at least the minimum monthly payment on your credit card and loan statements.
  • DO make loan and credit card payments on time.
  • DO pay off debts as quickly as you can, and aim to pay off credit card balances every month.
  • DON'T apply for lots of different credit opportunities within a short period of time.

Follow these do's and don'ts of smart credit use.

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