TD First Class Travel Visa Infinite* Card
Apply for the TD First Class Travel Visa Infinite* Card by February 29, 2016 and if approved, you will receive View Details a Welcome Bonus of 20,000 TD Points following your first Purchase with the Card. In addition, you could receive another 30,000 TD Points if you keep your Account open, active and in good standing within the first 90 days. Plus, you’ll enjoy a 50% Annual Fee Rebate for the first year (primary cardholder only).
You’re eligible for this Card if you:
- Are a Canadian permanent resident.
- Have reached the age of majority in your province or territory of residence.
- Have a minimum annual personal income of $60,000 or an annual household income of $100,000.
Is this the right Card for you?
|Book any way, any time||You can book your trip with your Card anywhere you find a travel deal through any travel agency or website, and then redeem your TD Points for that trip within 90 days of booking.|
|Expedia For TD||Expedia For TD is available online and by phone exclusively for TD Travel Credit Cardholders, and makes it easy to book the travel you want while earning more TD Points. So you can use your TD Points to help pay for your trip!|
|Earn TD Points while you shop||Earn2 3 TD Points for every $1 spent on Purchases made using your Card and 9 TD Points for every $1 spent on travel purchases made online through ExpediaForTD.com3 with your Card. (That’s a return of up to 4.5% on your travel purchases!)|
|Expedia’s Best Price Guarantee4.||If you find a cheaper, identical trip within 24 hours of booking through ExpediaForTD.com, Expedia will refund the difference — and give you a Future Travel Credit worth $50! Learn more.|
|Redeem5 TD Points for your trip including any travel-related expense||TD Points can be redeemed to help pay for almost any travel expense charged to a TD Travel Credit Card; from flights, green fees and car rentals to theme park passes – even airport parking and taxes – and more.|
|Travel Insurance||Travel protected with insurance coverages including Travel Medical Insurance6 and Travel Cancellation7/Trip Interruption Insurance7.|
|Annual Fee||Annual Fee: $120 (with this offer, you'll pay only $60 for the first year (Primary Cardholder only))
Annual Fee for Authorized User Cards8 (max. of 3): $50 each
|Interest Rates||19.99% p.a. Purchases 22.99% p.a. Cash Advances
Interest rates will increase 5% to 24.99% on Purchases and 27.99% on Cash Advances if the Minimum Payment is not received within 30 days of the Payment Due Date and you will also lose the benefit of any promotional rate offer you are participating in and the interest rate of 24.99% on Purchases and 27.99% on Cash Advances will apply.
|Interest-Free Grace Period||21 days – You will benefit from an interest-free grace period of at least 21 days on new Purchases if we receive payment in full of the Balance on your current statement by the Payment Due Date.
There is no interest-free grace period on Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques).
|Foreign Currency Conversion||2.5% – We will bill you in Canadian dollars for any transaction made on your Account in a foreign currency. We will convert that transaction by applying our foreign currency conversion rate in effect on the date that the transaction is posted to your Account, which is the rate established by Visa applicable on the date that the transaction is posted to your Account, plus 2.5%.|
- Being postponed at this time, if your statement address is in Quebec. Click here for more information.
Annual interest rates, fees and features are current as of January 5, 2016 unless otherwise indicated and subject to change.
1 Offer available to new TD First Class Travel Visa Infinite Card Accounts ("Account") only. Must apply by February 29, 2016 through the link on this website. If approved, Welcome Bonus of 20,000 TD Points will be awarded to the Account after first purchase with the Card. The additional 30,000 TD Points will only awarded if Account is open, active and in good standing within the first 90 days of Account opening. Please allow up to 4 weeks from the end of the 90 day period before the additional 30,000 TD Points will be awarded. 50% of the first year's Annual fee for the Primary cardholder will be reversed within 2 monthly statements of Account opening. If you have opened an Account in the last 6 months, you are not eligible for this offer. TD reserves the right to limit the number of Accounts opened by any one person. Annual Fee for any Authorized User Cards added to the Account continue to apply. Other conditions may apply. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
2 TD Points are earned for Purchases charged to the Card. Credit for refunds, returned items, rebates or other similar credits will reduce or cancel the TD Points earned by the full or partial amount originally charged to the Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Points.
3 Expedia For TD is operated by Expedia Inc. at tdrewards.com/expediafortd and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered by Expedia, Inc.
4 Expedia's Best Price Guarantee only applies to Packages, All-Inclusive Vacations, Pre-Paid Hotels and Pre-Paid Car Rental products. To take advantage of Expedia's Best Price Guarantee, you must submit a claim online at Expedia For TD within 24 hours of your Expedia For TD booking. The claim will be reviewed and you will be contacted by Expedia For TD within 72 hours of receipt of your claim. For all the Terms and Conditions of Expedia's Best Price Guarantee Protection visit tdrewards.com/expediafortd, log in and click on the Best Price Guarantee logo.
5 TD Points must be redeemed in minimum 10,000-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Points must be redeemed in minimum increments of 200 or 250 TD Points as fully explained in the TD Travel Credit Cardholder Agreement for your Card and in any notices we may provide to you. We can decrease the required minimum TD Point redemption increment at any time. To redeem TD Points for travel purchases charged to your Card that are not booked through Expedia For TD, Cardholder must contact the TD Travel Rewards Program after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be redeemed from the TD Points balance available at the time the TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited toward the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment. Expedia For TD is operated by Expedia, Inc. at www.tdrewards.com and 1-877-222-6492.The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.
6 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement which can be found at www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp. Note that this insurance offers different benefits on different terms and conditions than the optional Travel Medical Insurance that is available to all TD customers. The day of departure from, and the day of return to, your province of residence each count as one full day. 15-day coverage if you're under 65 and 4-day coverage if you're 65 or older.
7 To be eligible for this insurance, your trip must be paid for in full using your TD Credit Card and/or associated TD Points. Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, which are outlined in the certificate of insurance provided with your Credit Card.
8 Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.
9 Applies to new TD Platinum Travel Visa Accounts (Account) only. The Welcome Bonus of 15,000 TD Points (Bonus) will be awarded to the Account only after the first Purchase is charged to the Account. Limit of one (1) Bonus offer per Account. We reserve the right to limit the number of Accounts opened by any one person. Other conditions may apply. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.