Loans for exactly what you need
A loan is a great option when you know exactly how much you want to borrow with a payment frequency that allows you to pay off your debt in a specified period of time.
How are people using their loans?
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Compare all our loans
|Auto Loan||On-the-Spot RSP Loan||CarryForward RSP Loan||Liquid Secured Loan||Personal Loan|
|Is this for me?||If you need a loan to make a vehicle purchase (new or used) and want fixed payments||
If you need a loan to take advantage of your unused RSP contribution room.
||If you currently have eligible investments that you do not want to sell this is the loan for you|
|Maximum Principal Amount||Depends on the vehicle (new or used)||Up to your unused RSP contribution room for that year||Up to $50,000||Depends on the investments||Typically, Up to $50,000|
Defer payments for up to 120 days (interest continues to accrue)
Must be paid back within the 1-year term
Defer payments for up to 120 days(interest continues to accrue)
Must be paid back within the 1-10 year term choice
|Fees||A security registration fee (amount depends on province)||No fee||No fee||A security registration fee (amount depends on province)||No fee|
Other things to consider
In the case of the unexpected, get flexible protection for your loan obligations.
Learn how to take control of your debt so you can achieve your financial goals.
1Subject to the terms of your Overdraft Protection Agreement