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Coverage Options and Benefits



Find the coverage
you need



Medical Emergency Benefits

Per Trip Plan


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Annual Plan


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55+ Extended Stay Plan


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Trip Cancellation Coverage
not included in Per Trip Plan
included in Annual Plan
not included in 55+ Extended Stay Plan
Trip Interruption Coverage
not included in Per Trip Plan
included in Annual Plan
not included in 55+ Extended Stay Plan
Medical Emergency Coverage
included in Per Trip Plan
included in Annual Plan
included in 55+ Extended Stay Plan
Hospital accommodations
included in Per Trip Plan
included in Annual Plan
included in 55+ Extended Stay Plan
Physicians’ bills
included in Per Trip Plan
included in Annual Plan
included in 55+ Extended Stay Plan
Transportation to bedside
included in Per Trip Plan
included in Annual Plan
included in Annual Plan
Allows unlimited trips of up to 17 days during the year with the option to buy trip extension coverage
not included in Per Trip Plan
included in Annual Plan
Traveling more than
17 days?
call 1-800-293-4941
not included in 55+ Extended Stay Plan
Pet return
not included in Per Trip Plan
not included in Annual Plan
included in 55+ Extended Stay Plan
Return of children and grandchildren
not included in Per Trip Plan
not included in Annual Plan
included in 55+ Extended Stay Plan

Now Available

Per Trip Plan

Annual Plan

55+ Extended Stay Plan

Trip Cancellation and Trip Interruption Insurance (Medical & Non-Medical)

Examples of covered Medical causes include: The unexpected injury, illness or death of you, your partner or people travelling with you1.

Examples of covered Non-Medical causes include: Your delay due to weather conditions, the non-issuance of your travel visa, job loss without just cause, travel delays, or damage to your principal residence, among others1.

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Examples of covered Medical causes include: The unexpected injury, illness or death of you, your partner or people travelling with you1.

Examples of covered Non-Medical causes include: Your delay due to weather conditions, the non-issuance of your travel visa, job loss without just cause, travel delays, or damage to your principal residence, among others1.

Get a Quote

Examples of covered Medical causes include: The unexpected injury, illness or death of you, your partner or people travelling with you1.

Examples of covered Non-Medical causes include: Your delay due to weather conditions, the non-issuance of your travel visa, job loss without just cause, travel delays, or damage to your principal residence, among others1.

Get a Quote

About our Plans

Per Trip Plan1

Ideal for occasional travellers!

  • 24/7 Emergency Assistance
  • For trips 212 days or less2
  • Comprehensive medical emergency coverage up to $2 million
  • You won't have to deal with out of pocket costs – we'll take care of upfront payments of eligible medical emergency expenses3
  • Family Coverage for you, your spouse, and your children

Annual Plan1

Ideal for frequent travellers!

  • 24/7 Emergency Assistance
  • Our most convenient protection
  • Comprehensive medical emergency coverage up to $2 million
  • Allows unlimited trips of up to 17 days during the year with the option to buy trip extension coverage
  • Includes, Trip Cancellation and Trip Interruption coverage benefits
  • Family Coverage for you, your spouse, and your children

55+ Extended Stay Plan1

Exclusive for Snowbirds 55 years and older!

  • 24/7 Emergency Assistance
  • For those travelling outside Canada for at least 30 days
  • Comprehensive medical emergency coverage up to $5 million even with some pre-existing conditions4
  • No out of pocket costs for eligible medical emergency expenses3
  • Exclusive benefits included, just for Snowbirds

Trip Cancellation and Trip Interruption Insurance1

A great way to help protect your trip investment!

  • We'll cover your non-refundable travel expenses in the event of a covered cause of cancellation or interruption, up to the amount of coverage purchased, including trip deposits and flight change fees
  • We'll cover your transportation home, or to your next destination, if your plans change due to an unexpected covered cause while travelling
  • Reimbursement for meals, accommodation, taxi fare, and other expenses if your trip is delayed or interrupted due to a covered cause

ExpandIn case of emergency

Call 1-800-359-6704 from anywhere in North America, or (416) 977-5040 from anywhere else.


TD Travel Medical Insurance is underwritten by TD Life Insurance Company. TD Trip Cancellation and Trip Interruption Insurance is underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). Medical and claim assistance, claim payment and administration services under the Policy are provided by our Administrator.

1Coverage may be subject to exclusions and limitations. Refer to your Certificate of Insurance for full details of coverage

2Up to 212 days but not longer than the maximum number of days allowed under your Government Health Insurance Plan (GHIP) for travel outside of Canada.

3Eligible medical emergency expenses are defined in your Certificate of Insurance. Payment of eligible medical emergency expenses is subject to our Administrator's approval.

4Answering a health-related questionnaire is required to determine eligibility for this product. Depending on your eligibility, all pre-existing conditions will be covered.