Start school with a plan

The top 15 ways we help you plan for your school year

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15. You could get $50

Students get $50 when you open a TD Every Day Chequing Account with Student Discount, complete two Visa Debit purchases online using your TD Access Card2, open a TD Every Day Savings Account, and setup automatic savings and make one transfer1.

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14. You don’t pay any monthly fees on your chequing account

With the TD Every Day Chequing Account with Student Discount you don’t have any monthly fees and you aren’t required to keep a minimum balance. Plus, you get 25 free transactions each month. So you get to keep your money for important things like a new pair of shoes.

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13. We can help you start saving

Between rent, books, and bills – it can be hard to save any money as a student. But with the Simply Save program it’s easy! Every time you make a purchase with your TD Access Card, TD will automatically transfer a set amount of money from your Chequing Account (from $0.50 to $5) to your TD Every Day Savings Account.

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12. You are eligible for overdraft protection

That means you’ll have options when ‘life happens’. Overdraft Protection helps cover* occasional shortfalls in your chequing account, up to your approved overdraft limit even when you have insufficient funds in the account.3

*Subject to the terms of your Overdraft Protection Agreement.

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11. We have flexible lines of credit designed for student life

TD made Student Lines of Credit student friendly with competitive variable interest rates and a manageable repayment schedule.

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10. You can start building your credit rating

A credit card is a great way to start building your credit rating so you can apply for a loan or mortgage later on in life. Plus, depending on the credit card, you could also start earning rewards. The key to a great credit rating? Always make (at least) your minimum payment on time by the payment due date showing on your statement. Learn more about the TD Credit Cards available to students: TD Classic* Travel Visa* Card, TD Emerald Visa* Card, and TD Green Visa Card.

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9. You could start earning TD Points with a TD Classic* Travel Visa* Card

The TD Classic Travel Visa Card gives you the freedom and flexibility to travel your way. You earn 2 TD Points for every $1 spent on Purchases charged to your Card and 4 TD Points for every $1 spent on travel purchases booked online through and made with your Card. That’s a return of up to 2% on your travel purchases!

Apply between August 5 to October 5, 2015 and if approved, you will receive a Welcome Bonus of 2,000 TD Points after you make your first purchase with the Card plus the $19 Annual Fee for the Card will be rebated for the first year.4

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8. Ask us your financial questions online, over the phone, or in branch thanks to convenient longer hours and Sunday schedules

TD Helps is an online community where you can ask your questions to a TD Expert and get the advice you need without ever leaving your dorm room. Plus, you can browse questions from our Community Members to see if your question has already been answered. Or, you can call us or visit us in branch if you would like to speak to our experts directly.

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7. You can also text us your questions

Have a general question? Text us at TDHELPS (834357) and we will answer your questions from 6AM – 11PM EST, 7 days a week.

Please keep each text message limited to 136 characters. There may be delays in sending and receiving text messages due to carrier issues.

Conversations are retained for quality, legal and regulatory purposes. For your own security and safety, never send personal or confidential information (account numbers, pin numbers, usernames, passwords or any other confidential information) by text. Standard text messaging rates will apply.

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6. You can chat with a TD advisor online

Have a question about our chequing or savings accounts? We have TD Representatives ready to help. Just look for the “Chat Now” icon on the top right of the page.

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5. You can manage all your banking on your Smartphone

The TD app lets you manage your everyday banking on your Smartphone or Apple WatchTM. So whether you want to check your balance before you buy your books, or need to send your roommate an Interac e-Transfer®—you can manage your money 24/7.

The TD App is free to download; however, standard wireless carrier message and data rates may apply.
Interac e-Transfer® is a registered trade-mark of Interac Inc. Used under license.

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4. Depositing cheques is a snap with TD Mobile Deposit

TD Mobile Deposit allows you to manage your money by depositing cheques with just a tap of your phone camera, so you can spend more time on life’s important things, like enjoying your free time!

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3. You can use your TD Access Card in so many ways

Your TD Access Card can be used to make debit purchases in-person and online, giving you access to the funds in your account no matter whether you’re in Canada or overseas. Plus if you sign up for Visa Checkout, you can use your debit card anywhere Visa Cards are accepted.

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2. TD has lots of tools to help you manage your spending and start saving

Figuring out your cash flow as a student can be quite difficult. Luckily, the Personal Cash Flow Calculator makes it easy. It will tell you where all your money goes, so you can better predict how much money you have to spend on the fun things. Then try the Simply Save Calculator to figure out how you can start saving.

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1. Best of all, you get incredible deals on concert tickets and access to exclusive contests

If you have an eligible TD account, you can join TD Music Access for FREE so you can see some of the hottest bands for less. Plus, you could win some sweet prizes at select concerts and festivals across Canada.

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TD Helps

You ask, we answer. Join the conversation and have a TD Expert answer your questions.

Go to TD Helps

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You could get exciting offers on concerts, VIP experiences and more, join TD Music Access for free

Sign up can take less than 60 seconds

Become a member

Why choose TD?

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Mobile Banking

Our advanced TD app makes banking easy

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Longer hours*

We’re open later and longer to serve you better

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Open on Sunday*

Do your banking with your other weekend errands

*Individual branch hours vary

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Customer Satisfaction

Millions of happy customers choose our services

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