Start school with a plan
The top 15 ways we help you plan for your school year
14. You don’t pay any monthly fees on your chequing account
With the TD Every Day Chequing Account with Student Discount you don’t have any monthly fees and you aren’t required to keep a minimum balance. Plus, you get 25 free transactions each month. So you get to keep your money for important things like a new pair of shoes.
13. We can help you start saving
Between rent, books, and bills – it can be hard to save any money as a student. But with the Simply Save program it’s easy! Every time you make a purchase with your TD Access Card, TD will automatically transfer a set amount of money from your Chequing Account (from $0.50 to $5) to your TD Every Day Savings Account.
12. You are eligible for overdraft protection
*Subject to the terms of your Overdraft Protection Agreement.
11. We have flexible lines of credit designed for student life
TD made Student Lines of Credit student friendly with competitive variable interest rates and a manageable repayment schedule.
10. You can start building your credit rating
A credit card is a great way to start building your credit rating so you can apply for a loan or mortgage later on in life. Plus, depending on the credit card, you could also start earning rewards. The key to a great credit rating? Always make (at least) your minimum payment on time by the payment due date showing on your statement. Learn more about the TD Credit Cards available to students: TD Classic* Travel Visa* Card, TD Emerald Visa* Card, and TD Green Visa Card.
9. You could start earning TD Points with a TD Classic* Travel Visa* Card
The TD Classic Travel Visa Card gives you the freedom and flexibility to travel your way. You earn 2 TD Points for every $1 spent on Purchases charged to your Card and 4 TD Points for every $1 spent on travel purchases booked online through expediafortd.com and made with your Card. That’s a return of up to 2% on your travel purchases!
Apply between August 5 to October 5, 2015 and if approved, you will receive a Welcome Bonus of 2,000 TD Points after you make your first purchase with the Card plus the $19 Annual Fee for the Card will be rebated for the first year.4
8. Ask us your financial questions online, over the phone, or in branch thanks to convenient longer hours and Sunday schedules
TD Helps is an online community where you can ask your questions to a TD Expert and get the advice you need without ever leaving your dorm room. Plus, you can browse questions from our Community Members to see if your question has already been answered. Or, you can call us or visit us in branch if you would like to speak to our experts directly.
7. You can also text us your questions
Please keep each text message limited to 136 characters. There may be delays in sending and receiving text messages due to carrier issues.
Conversations are retained for quality, legal and regulatory purposes. For your own security and safety, never send personal or confidential information (account numbers, pin numbers, usernames, passwords or any other confidential information) by text. Standard text messaging rates will apply.
5. You can manage all your banking on your Smartphone
The TD App is free to download; however, standard wireless carrier message and data rates may apply.
Interac e-Transfer® is a registered trade-mark of Interac Inc. Used under license.
4. Depositing cheques is a snap with TD Mobile Deposit
TD Mobile Deposit allows you to manage your money by depositing cheques with just a tap of your phone camera, so you can spend more time on life’s important things, like enjoying your free time!
3. You can use your TD Access Card in so many ways
Your TD Access Card can be used to make debit purchases in-person and online, giving you access to the funds in your account no matter whether you’re in Canada or overseas. Plus if you sign up for Visa Checkout, you can use your debit card anywhere Visa Cards are accepted.
2. TD has lots of tools to help you manage your spending and start saving
Figuring out your cash flow as a student can be quite difficult. Luckily, the Personal Cash Flow Calculator makes it easy. It will tell you where all your money goes, so you can better predict how much money you have to spend on the fun things. Then try the Simply Save Calculator to figure out how you can start saving.
Why choose TD?
Our advanced TD app makes banking easy
We’re open later and longer to serve you better
Open on Sunday*
*Individual branch hours vary
Millions of happy customers choose our services
Ready to get started?
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Individuals who have an existing TD chequing account or TD savings account or had a TD chequing account or TD savings account that was closed after July 5, 2015 are not eligible for this offer. The $50 will be deposited to the New Chequing Account on or around January 5, 2016 if all conditions have been met. Both the New Chequing Account and New Savings Account must still be open at time of fulfillment in order to receive the cash bonus deposit. This offer can be changed, extended or withdrawn at any time by TD Canada Trust. This offer cannot be used in conjunction with any other offer or discount for the same product. Other conditions may apply. Automatic savings to the TD Every Day Savings Account can be Simply Save OR Pre-authorized Transfer Service (PTS)
2 Visa Debit transactions to be complete by Dec 5, 2015.
3 Subject to the terms of your Overdraft Protection Agreement.
4 Applies to new TD Classic Travel Visa Card Accounts (Account) only. Must apply in-branch or by phone between August 5 to October 5, 2015. If approved: (a) Welcome Bonus of 2,000 TD Points awarded after first purchase; and (b) Annual Fee for Primary Card will first be charged to the Account and will then be reimbursed by no later than the second monthly statement for the Account. All other applicable Account fees and charges will continue to apply. Offer does not apply to annual fee for any Authorized User Cards added to the Account. Limit of one (1) Annual Fee rebate and one (1) Welcome Bonus per Account. We reserve the right to limit the number of Accounts opened by any person. Other conditions apply. This offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer."