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Why TD?

Switch for comfort,
convenience and personal service

If your mortgage is up for renewal soon, visit your local branch or call 1-866-222-3456 to speak with a TD Mortgage Specialist about new ways to enjoy greater flexibility and options to help you pay your mortgage faster.

Personalized service

A TD Mortgage Specialist will work with you one-to-one to determine your goals and help you find the right mortgage at TD.

Here are some typical questions that help you and your TD Mortgage Specialist find the right solution for you:

  • How long do I plan to stay in my home?
  • Which term makes the most sense for me?
  • Should I choose a fixed or variable interest rate mortgage?
  • How can I save money and pay off my mortgage faster?
  • Is now a good time to use some of the equity in my home to finance other needs such as a renovation, consolidation of debt, or education?


Manage your mortgage your way. Once you become a TD Mortgage customer, you can choose any combination of our award-winning personal and online services. Work one-to-one with a TD Mortgage Specialist at your local branch. We’re committed to being open earlier, open later—even on Sundays1—so you can always bank comfortably.

Getting a competitive mortgage interest rate is important, but so is having flexible mortgage features that can help you live life to the fullest. So whether you’re ready to apply, still looking around, or you simply need to speak with someone about mortgages - we’ve got you covered no matter what stage of the home-buying process you’re in.

You can also take advantage of our award-winning EasyWeb Internet banking and EasyLine telephone banking.

TD Flexible Mortgage Features

Switching made easy

If you’re planning to switch your mortgage from another financial institution to TD Canada Trust, we’re here to help. We can’t wait to demonstrate our award-winning service and help you choose the right mortgage.

Preparing to switch? It is important to understand which type of mortgage you have whether it’s a conventional or collateral mortgage. TD accepts a switch on most conventional mortgages, and offers the ability to refinance any collateral mortgage. A great first step is to ask your current lender which type of mortgage you have.

Here’s a list of the documentation that will be useful to have on hand when having the conversation with a TD Mortgage Specialist:

  • A copy of your renewal offer from your current financial institution
  • Evidence of land ownership, such as your most recent Property Tax Bill
  • Confirmation of income, such as recent pay stubs
  • A copy of your property insurance statement
  • A void cheque or direct deposit form

See how a timely decision can help you save money

Before you make any decisions about switching your mortgage, talk to us about simple and effective ways to lower or eliminate fees. How and when you make the switch can make a big difference.

Get Pre-Approved

You pick the time and we'll contact you.

Visit a branch at a time that's convenient to you.

Find a Mortgage Specialist that's close to you and request a meeting.