Steps to Home Ownership
Weighing Your Options
Making It a Reality
Save For Your Down Payment
Once you decide to take the steps to make your home ownership dream a reality, there are lots of little things you can do to grow your down payment faster.
Calculate Your Expenses
Determine how much you can afford by using our TD Mortgage Affordability Calculator.
Maximizing Your Credit Score
While you’re still in planning and house-hunting mode, take steps to confirm and improve your credit score. The higher your credit score, the more likely you are to be approved for your first mortgage.
Determine What You Can Afford
You’ve saved some money and made home ownership a goal. Congratulations! You’re on your way to one of the most exciting purchases you’ll ever make. Before you begin looking for your first home, few things are as important as understanding what you can afford.
Home Financing Options
Home financing is one of the most important steps towards years of comfort, happiness and peace of mind in your home. We've got the resources that can help you get there.
House or Condo?
Home financing that meets your needs can make home ownership a comfortable and rewarding experience. But finding the right type of home is a personal decision based on your lifestyle and plans for the future. Try our Home Buying Quick Guide - an interactive tool that can help you choose home financing that is most comfortable for you.
Protect Yourself And Your Home
Life can be unpredictable. It can be filled with wonderful moments — and life-changing challenges. Protect yourself and your home with our Credit Protection Solutions for your mortgage.
TD Flexible Features
TD mortgages have options that fit your life and help you prepare for the unexpected. Whether you’re having a baby, taking a sabbatical, or your financial needs grow and change with time, a TD mortgage offers a range of flexible features to suit you.
Closing costs are the legal and administrative fees and disbursements associated with buying your home. Understanding each one will help you budget more accurately and lead to a more comfortable home buying experience.