Send money transfers anywhere in the world with EasyWeb
Better for you:
- 24/7 Access: You can send a money transfer anytime via EasyWeb.
- Easy: Send money in 3 easy steps; all you need is the recipient’s 16-digit Visa card number, name and address.
- Low Cost Fee: You pay a low fee for the service2.
- Secure: Visa Direct is backed by the TD’s Online Security Guarantee3 and supported by secure Visa network.
- Transparent: You can see exactly how much they will receive in their local currency or the currency of their card3.
Better for them:
- Convenient: They don’t need to go online or travel anywhere to receive your money transfer.
- Safe: No need to pick up large sums of cash.
- Fast: You can send money online to their bank account or card in their local currency, usually within 24-48 hours of the transfer (or as little as 30 minutes for transfers sent to Fast Funds-enabled Visa cards).
Have a U.S. based personal account at TD Bank, America's Most Convenient Bank?
If you are a TD Cross-Border Banking customer, use Visa* Direct to transfer money from your Canadian based personal bank account at TD Canada Trust to your U.S. based personal account at TD Bank, America's Most Convenient Bank and we’ll refund your transfer fees4 the following month. Learn more
International transfers up to $1,000: $8.95 CAD/USD fee2
International transfers from $1,000.01 to $2,500: $12.95 CAD/USD fee2
Get started with 3 easy steps:
3. Transfer the money:
Choose to send money from either your personal TD Canada Trust Canadian or US Dollar Chequing Account or TD Savings Account. Enter the amount you want to send or the amount in the specified currency to be received based on the card number entered. Once you submit the transfer, you can let them know that the money is on its way.
Domestic transfers: $1.50 fee2
Frequently asked questions
Looking for specific information about how Visa Direct works?
See the details here.
Adding a recipient is an easy one-time process.
|Card Type||Fund Availability|
|Money sent to a Visa Debit Card||All Visa Debit Cards are linked to a bank account. Money transferred to a Visa Debit Card will be available in the card holder’s bank account that the Visa Debit Card is linked to. This is similar to a wire transfer, where money is deposited into the bank account. The recipient can either withdraw the money at an ATM or use their card to make purchases as they would normally use their Visa Debit Card.|
|Money sent to a Visa Credit Card||Money transferred to a recipient’s Visa Credit Card will appear as a credit balance on the card OR will pay down the balance payable on the credit card. Recipients can use their Visa Credit Cards at merchant locations, for online transactions or to withdraw funds from an ATM in the form of a cash advance. Note: Regular cash advance fees or interest charges may apply as applicable on credit cards.|
|Money sent to a Reloadable Visa Prepaid Card||Money transferred to a Reloadable Visa Prepaid Card will be available as additional funds available for use at merchant locations, online or for withdrawals.|
Transaction fees and charges will only be incurred by the sender. Visa Direct transaction fees are as follows:
- $8.95 for international transactions up to $1,000
- $12.95 for transactions greater than $1,000.01 up to $2,500
- $1.50 for all domestic transactions
1 Certain restrictions apply in the U.S. and other regions. See registration terms and conditions or FAQs for further details.
2 For transactions in currencies other than that of the originating account, a foreign exchange conversion will occur. Customers will be advised of the rate used for the conversion prior to completing the transaction and informed that the exchange rate being used may result in revenue being earned on the conversion by the bank. Transfer fee is in the currency of the account from which the funds are sent.
Recipient's financial institution may charge a fee to process the transfer and this fee may be deducted from the transfer amount. Recipient should check with their own financial institution for more information.
3 Some recipients may have Visa cards where there is one currency for international transactions and another for domestic transactions. Funds in this case are received in the international currency and then converted by the card issuing bank into the currency of the recipient’s card based on the applicable exchange rate.
4 Transfer fee will be debited to your account and then refunded by way of a credit to the same account in the same currency. Refund will be processed within 5 business days of the date on which the eligible transaction occurred if the account has not been closed. You will not receive any other notice of the credit. We may amend or cancel this arrangement at any time. Foreign exchange conversion rates and regular account transaction fees may apply. No other applicable fees or costs will be refunded. Transfer limit is per 24-hour period and is in the currency of the account from which the funds are sent. See Frequently asked questions for information on additional limits.