TD® Aeroplan® Visa Platinum* Card
With Aeroplan: Get Any Seat. Fly for Less2.
- With the choice between two flight reward options, Aeroplan Members can enjoy the value and availability they deserve.
- Fixed Mileage Flight Rewards® are seats on Air Canada and over 25 partner airlines, exclusively3 offered to Aeroplan Members at fixed mileage levels.
- Market Fare Flight Rewards® offer access to any seat, at any time, on all Air Canada flights, at mileage levels that vary based on market fares at the time of booking.
- And bottom line, last year Aeroplan members needed fewer miles to travel than they would have with credit card reward programs in Canada2.
Earn Aeroplan Miles with your TD Aeroplan Visa Platinum Card
Earn 1 mile6
For every $1 you charge to your Card on eligible gas, grocery and drugstore purchases.
Earn 1 mile7
For every $1.50 you charge to your Card on all other Purchases made with your Card.
Cover Taxes, Fees and Surcharges
When you redeem Aeroplan Miles for an Aeroplan flight reward, you have the flexibility to use your miles to cover the taxes, fees and surcharges associated with your flight reward booking8. Learn More
Track your Aeroplan Miles
Redeem your Aeroplan Miles
Your miles, your call
The more you earn, the more you save
Top accumulating Members achieve a higher status with Aeroplan and enjoy additional benefits like up to 35% off Market Fare Flight Rewards.
Turn your points into miles
You can convert your loyalty program points into Aeroplan Miles.
Aeroplan Credit Cardholder.
Move the sliders to the approximate amount of
credit card purchases you currently make each month.
This chart is for illustrative purposes only. Welcome Bonus applies only in the first year.
**In case of a discrepancy between the mileage redemption amount shown above and displayed on aeroplan.com, the aeroplan.com mileage level displayed shall apply. Flight rewards are defined as Fixed Mileage Flight Rewards operated by Air Canada. All rewards shown above are subject to change and availability on aeroplan.com
Benefits of this Card
Avis Rent-A-Car9 And Budget Rent-A-Car10 preferred rates
Get preferred rates on qualifying car rentals from Avis and Budget when the rental is charged to your card.
- You can reserve your Avis car rental by visiting avis.com/tdcreditcards(opens new window). Quote Avis Worldwide Discount (AWD) #C078400 at time of reservation and charge the full rental to your TD Credit Card.
- You can reserve your Budget car rental by visiting budget.com/tdcreditcards(opens new window). Quote Budget Customer Discount (BCD) #A331700 at time of reservation and charge the full rental to your TD Credit Card.
Optional TD Auto Club Membership11
With optional Deluxe or Standard TD Auto Club Membership, you and your family will enjoy peace of mind knowing that in the event of a road emergency, help is just a phone call away. For information and to enroll, call 1-800-245-0297.
Delayed and Lost Baggage Insurance12
Shop for delayed items. If your baggage is delayed more than six hours, each insured person on your trip is covered for emergency purchases of essentials, such as clothing and sundry items. Should your baggage be lost by a Common Carrier, each insured person on your trip is covered for lost personal property. Just use your Card and/or Aeroplan miles to cover your ticket and each person is covered up to an overall maximum of $1,000 per trip.
Flight/Trip Delay Insurance13
Take the stress out of travel delays. If your trip is delayed more than four hours, each insured person is covered for up to $500 for reasonable and eligible hotel, motel or restaurant expenses whenever you charge the full cost of your transportation to your Card and/or Aeroplan miles.
Common Carrier Travel Accident Insurance13
Travel protected in planes, trains, automobiles and more. You, your spouse and dependent children are insured for up to $500,000 while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental) whenever you charge the full cost of your transportation to your Card and/or Aeroplan miles.
Emergency Travel Assistance Services14
Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling. Call 1-800-871-8334 in Canada and the U.S.A. or call (416) 977-8297 collect in other countries.
Auto Rental Collision/ Loss Damage Insurance15
Simply use your Card and/or Aeroplan Miles to cover the full cost of a car rental and get the Auto Rental Collision/Loss Damage Insurance at no additional cost for up to 48 consecutive days.
Convenient services that make your banking experience more comfortable
Visa payWave* Technology
Visa payWave is the secure, convenient, “contactless” way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash - and your Card never leaves your hand.
24-hour instant cash and Account access
With your TD Aeroplan Visa Platinum Card, you have access to:
- Instant Cash Advances, subject to your available credit limit, at over one million ATMs worldwide, at all TD Canada Trust branches and at select financial institutions around the world
- The flexibility and freedom to manage your Account, your way, through Green Machine ATMs, EasyWeb Internet banking, EasyLine telephone banking and your wireless phone – download the TD mobile app for immediate, secure access to TD’s mobile banking service (td.com/app).
To register for EasyWeb or EasyLine, call 1-866-222-3456.
- You can consolidate your debts from non-TD Credit Cards, quickly and easily to your TD Aeroplan Credit Card through a Balance Transfer.
- Just transfer the balance from your other non-TD Credit Cards to your TD Credit Card in real time.
- By doing this you can keep track of your expenses with one monthly payment as opposed to multiple payments.
Visa Checkout is an easier way to pay online. Sign up for Visa Checkout, a service available from Visa that simplifies the online checkout process.16 It's available anywhere you see the Visa Checkout logo.
No matter where you shop, make your transactions more secure
Visa Zero Liability
Shop online and in person securely with Visa Zero Liability – included free with your Card. Visa Zero Liability helps protect you in the event that fraudulent unauthorized transactions are made on your TD Aeroplan Visa Platinum Card. Use your Card to shop anywhere – whether on the Internet or in stores – and know you’re protected from unauthorized use of your Card. See your enclosed Cardholder Agreement for details regarding unauthorized transactions.
Advanced Chip & PIN technology
Your TD Aeroplan Visa Platinum Card further protects the security of your Card transactions through use of a microchip embedded in the Card, which can only be accessed through your Personal Identification Number (“PIN”). When making a purchase, instead of signing for it, you enter your Personal Identification Number (“PIN”) into the merchant’s terminal, just as you would with a debit card. With chip and PIN technology, you’ll have added protection against unauthorized use if your Card is lost or stolen.
Purchase Security and Extended Warranty Protection18
You automatically have access to Purchase Security and Extended Warranty Protection, covering most new personal items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a warranty, you may be entitled to double the warranty period for up to 12 additional months.
To help protect you from some of the really difficult times in life, optional coverage is available for purchase
Optional Travel Medical Insurance19
Leaving home for a day, a week or an extended vacation is a great way to leave your worries behind. When you’re on a trip, the last thing you want to be concerned about is your medical coverage. When going out of province or country, we’ll cover eligible medical expenses so you can enjoy your trip. For more information and to enroll before your next trip, call 1-800-293-4941, visit tdcanadatrust.com/safetravels or visit your local TD Canada Trust branch
Optional Balance Protection insurance20
Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Credit Card(s) in the event of your Involuntary Unemployment, Loss of Self-Employment Income, Disability Requiring Hospitalization, Total Disability, Dismemberment, Critical Illness or Death. To learn more about optional Balance Protection insurance products, call 1-866-315-9069 or visit tdcanadatrust.com/BP.
Frequently asked questions
The Aeroplan Program is a coalition loyalty marketing program owned and operated by Aimia Canada Inc. Visit aeroplan.com for complete terms and conditions of the Aeroplan Program. The Toronto-Dominion Bank and its affiliates are not responsible for the Aeroplan Program.
1 Welcome Bonus of 10,000 Aeroplan Miles will be awarded to the Aeroplan member account associated with the TD Aeroplan Visa Platinum Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional 5,000 Aeroplan Miles, you must: (a) apply for an Account between March 6, 2017, and June 14, 2017; and (b) make $1,000 in Purchases on your Account, including your first Purchase, within 90 days of Account approval. To receive the additional 5,000 Aeroplan Miles for adding an Authorized User to your Account ("Authorized User Bonus"), you must: (a) apply for an Account and add an Authorized User between March 6, 2017, and June 14, 2017; and (b) Authorized User must call and activate their Card by July 31, 2017. You can have a maximum of three (3) Authorized Users on your Account but you will only receive 1 (one) 5,000 Authorized User Bonus Aeroplan Miles offer. Annual Fee for each Authorized User Card added to the Account will apply. The Primary Cardholder is responsible for all charges to the Account, including those made by any Authorized User. If you have opened an Account in the last 6 months, you will not be eligible for these offers. We reserve the right to limit the number of Accounts opened by and the number of miles awarded to any one person. Your Account must be in good standing at the time bonus miles are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the miles to be credited to your Aeroplan member account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. These miles are not eligible for Aeroplan status.
2 On average, based on a comparison of 2016 Aeroplan flight reward bookings against actual market base fares and leading financial institutions’ travel rewards programs’ terms and conditions.
3 As compared with leading Canadian travel reward programs.
4 This feature is available at over 150 Aeroplan Partner brands and 100 online retailers through Aeroplan’s eStore. The Toronto-Dominion Bank is not responsible for any Aeroplan Miles under this “earn miles twice” feature of the Aeroplan Program when the Aeroplan Membership Card is presented. See your Aeroplan Program for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
5 For the full details on Insurance coverages/benefits, as well as limitations and exclusions, please refer to the certificate of insurance included with your TD Credit Cardholder Agreement.
6 1 Bonus Aeroplan Mile (“Bonus Rate”) is earned on every $1 you charge to your Card on eligible grocery, gas, drugstore products/ services charged to your TD Aeroplan Credit Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned on the original Purchase. To earn this Bonus Rate, Purchases of gas, groceries and drugstore products/services must be made at merchants classified through the Visa network with a Merchant Category Code ("MCC") that identifies them in the “gas”, “grocery”, or “drugstore” category. Some merchants may sell gas, groceries or drugstore products/services, or have separate merchants located on their premises that also sell gas, groceries or drugstore products/services, but may not be classified with a gas, grocery, or drugstore MCC and such Purchases will not earn this Bonus Rate. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Bonus Rate is only available on the first $80,000 in net annual Purchases of gas, groceries, and drugstore products/services. Once the maximum net annual amount has been reached, Purchases of gas, groceries or drugstore products/services on the Account will not earn the Bonus Rate but will only earn Aeroplan Miles at the standard rate that applies to all other Purchases on the Account. This Bonus Rate offer is in place of and not in addition to the standard rate earned on all other Purchases made on your Account. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.
7 1 Aeroplan Mile is earned on each $1.50 in Purchases charged to your TD Aeroplan Credit Card Account ("Account"). Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the Aeroplan Miles earned by the amount originally charged to your Account. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn Aeroplan Miles. Please see the Aeroplan Terms for Your TD Credit Card section of the Cardholder Agreement for complete details on Aeroplan Miles earned on Purchases (a copy of your Cardholder Agreement is available at http://www.tdcanadatrust.com/tdvisa/agreements).
8 Use of Aeroplan Miles to cover taxes, fees charges and carrier surcharges associated with a flight reward booking (“Taxes, Fees and Surcharges”) is in addition to the Aeroplan Miles required to redeem for an Aeroplan flight reward. Mileage levels required for the redemption of Taxes, Fees and Surcharges may change without notice. Conditions, limitations and exclusions apply when using Aeroplan Miles to cover applicable Taxes, Fees and Surcharges. For full details please visit aeroplan.com/flightrewardtermsandconditions
9 Provided by Avis Rent-A-Car System LLC. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
10 Provided by Budget Rent-A-Car System, Inc. Program terms are subject to change without notice. Certain blackout dates may apply. Offer subject to other terms and conditions.
11 TD Auto Club Membership is provided by AXA Assistance Canada Inc., an independent third party service provider. The Toronto-Dominion Bank and its affiliates accept no responsibility or liability in respect of these services.
12 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or associated Aeroplan Miles. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the certificate of insurance included with your TD Credit Card Cardholder Agreement.
13 Underwritten by Allianz Global Risks US Insurance Company (Canadian Branch). Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the certificate of insurance included with your TD Credit Cardholder Agreement.
14 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.
15 Underwritten by TD Home and Auto Insurance Company. Rentals must be charged in full to the Card and/or associated Aeroplan Miles, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Card Cardholder Agreement for rental exclusions and further details.
16 Subject to available credit. Balance Transfers are treated as Cash Advances and accrue interest at the Cash Advance rate that applies to your Account from the date the Cash Advance is made.
17 The Visa Checkout service is made available through Visa. The Toronto-Dominion Bank and its affiliates are not responsible for the service including any offers made available to you through the service. For trade-mark ownership details, see www.tdcanadatrust.com/aeroplancards
18 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, the item must be paid for in full using your TD Credit Card. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
19 All TD Canada Trust customers including TD Credit Cardholders are eligible to apply for optional Travel Medical Insurance underwritten by TD Life Insurance Company. Some applications are subject to underwriting. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance which is issued if accepted for enrollment. Travel Medical Insurance can be purchased at any branch or call 1-800-293-4941,or visit www.tdcanadatrust.com. Note that this optional insurance offers different benefits, on different terms and conditions, than the Travel Medical Insurance that is automatically included with other TD Credit Cards.
20 Life, Accidental Death at 66 and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida and Involuntary Unemployment, Total Disability, Disability Requiring Hospitalization and Loss of Self-Employment Income coverages are underwritten by American Bankers Insurance Company of Florida. Dismemberment coverage is underwritten by TD Life Insurance Company. The Toronto-Dominion Bank receives a fee from each insurer with respect to premium collection. Complete terms of coverage are in the Certificate of Insurance you will receive upon enrollment. Eligibility requirements, limitations and exclusions apply, and vary by benefit.
All trade-marks are the property of their respective owners.
TM Air Canada Maple Leaf Lounge and Air Canada Rouge are trademarks of Air Canada, used under license.
® Air Canada, Air Canada Express and Air Canada Rouge are trademarks of Air Canada, used under license.
® Fixed Mileage Flight Rewards and Market Fare Flight Rewards are registered trademarks of Aimia Canada Inc.
® The Aeroplan logo and Aeroplan, are registered trademarks of Aimia Canada Inc.
* Trademark of Visa Int., used under license.
® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
Annual interest rates, fees and features are subject to change.
New to Canada?
If you arrived in Canada within the last two years, TD offers credit cards in addition to a banking package which includes the ability to apply for a credit card without having Canadian credit history.