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Secured Credit Cards

 
 

A smiling woman enters her credit card information on the computerNew to Canada or trying to rebuild your credit history?

Discover the convenience of secured TD Canada Trust Credit Cards.



If you’re a recent immigrant to Canada with no credit history or if you’re trying to rebuild your credit rating after some financial difficulties, it’s not always easy to get approved for a credit card.

If that’s your situation, then a secured credit card could be the answer. A secured credit card can help you establish or rebuild your credit, and give you the freedom and convenience of access to credit when you need it.

What is a secured TD Canada Trust Credit Card?

A secured TD Canada Trust Credit Card is a credit card that is secured by funds you deposit with us. Your credit limit on your card is set by the amount you deposit to secure the card. We hold the money you deposit as security in many cases for up to three years depending on the type of card you have.

What are the benefits?

In addition to helping establish or re-establish your credit history, a secured credit card gives you the same freedom and convenience enjoyed by other credit card users. A secured credit card is also a great way to take care of –

  • Hotel reservations
  • Car rentals
  • Emergency purchases

What TD Canada Trust Credit Cards can I choose from?

You can secure any one of our wide range of TD Canada Trust Credit Cards1. If you choose one of our Reward Cards, you will earn the same rewards as any other Cardholder while still being able to establish or rebuild your credit.

How do I qualify?

Even if you have no credit rating or if your credit history could be better, you should still consider a secured credit card. Because you deposit the funds to secure the card in advance, you are almost guaranteed to be approved. The amount you deposit must be at least as much as the minimum credit limit for the card you choose.

To choose the TD Canada Trust Credit Card that’s right for you, use our Card Comparison tool.

To apply for a secured TD Canada Trust Credit Card,
visit your local TD Canada Trust branch today.

Find a Branch


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1 Excluding students and secured cardholders