1 For a complete listing of account fees, see http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp

2 Transfers from the TD Every Day Savings Account to another TD Canada Trust personal Canadian dollar chequing or savings account registered in the same customer name are free except for transfers between accounts done by way of cheque or Interac® e-Transfer which are treated as Debit Transactions.

3 Transactions/Debit Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For Debit Payment purchases at merchants outside of Canada who accept Visa Debit, the transaction amount will be converted to Canadian dollars based on the foreign exchange rate charged to TD Canada Trust and will include an additional fee equal to 2.5% of the converted amount. For NYCE® Debit Payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 U.S. with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325). Deposit transactions are free.

4 The applicable balance must be maintained each day of the applicable month to entitle you to the waiver of (i) the Monthly Fee for Chequing Accounts, (ii) the Debit Transaction Fee and the Non-TD ATM Handling Fee for TD High Interest Savings Account (the Foreign ATM Handling Fees and all Administration Fees are not subject to the waiver), and (iii) the Record Keeping Fees, where indicated. Full details available at https://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp

5 No network fee applied. Foreign exchange conversion rates may apply.

6 Please see our current interest rates: http://www.tdcanadatrust.com/products-services/banking/accounts/account-rates.jsp

7 Individual branch hours vary.

8 Transfers from the TD ePremium Savings Account to another TD Canada Trust personal Canadian dollar chequing or savings account registered in the same customer name using EasyWeb® Internet Banking or the TD app are free. All other transfers between accounts are treated as Debit Transactions.

9 Interest is payable on daily balances of $5,000 or more.

10 Interest is payable on daily balances of $10,000 or more.