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TD High Interest Savings Account

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Commit to saving and reach your goals faster

Take advantage of our premium interest rate when your account balance is over $5,000 and watch your savings grow faster.

Open an Account

It only takes a few minutes to complete a secure application – available 24/7.

Open my account

Convenient banking
anytime, anywhere

What’s included in the TD High Interest Savings Account?

Reach your goals sooner with our High Interest Savings Account:

  • Premium interest rate, calculated daily, when your account balance is over $5,000
  • All transaction fees (except PLUS system fees) waived if minimum monthly balance of $25,000 is maintained1(opens new window)

Account Fees and Waivers

  • No monthly fee

Is this the right account for you?
Our Account Selector Tool will find the best savings account for you.
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Expand Account Benefits

Expand Transaction Fees

  • $5 fee for debit transactions3(opens new window)
  • Send Interac e-Transfers for $1.50 per transaction
  • Additional Non-TD ATM withdrawals for $1.50 each within Canada
  • PLUS system withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM4(opens new window)
  • PLUS system withdrawal fee outside Canada, U.S. and Mexico are $5 CDN each4(opens new window)

Managing your account is even easier with these services

24/7 banking

Access your account
securely, anytime through

or the free
TD mobile app

Save with every debit
card purchase you make

Simply Save transfers a set amount of money from your chequing account to a savings account when you use your TD Access Card
Get started

Make saving automatic

With Pre-authorized Transfer Service, you decide how much you want to save and how often you want to do it. We take care of the rest.
Find out more