TD High Interest Savings Account
Commit to saving and reach your goals faster
Take advantage of our premium interest rate when your account balance is over $5,000 and watch your savings grow faster.
What’s included in the TD High Interest Savings Account?
Account Fees and Waivers
- No monthly fee
Is this the right account for you?
Our Account Selector Tool will find the best savings account for you.
Help me choose
Included with your account are these convenient services and features:
- $5 fee for debit transactions3(opens new window)
- Send Interac e-Transfers for $1.50 per transaction
- Additional Non-TD ATM withdrawals for $1.50 each within Canada
- PLUS system withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM4(opens new window)
- PLUS system withdrawal fee outside Canada, U.S. and Mexico are $5 CDN each4(opens new window)
Managing your account is even easier with these services
Save with every debit
card purchase you make
Make saving automatic
With Pre-authorized Transfer Service, you decide how much you want to save and how often you want to do it. We take care of the rest.
Find out more
1 Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver.
2 Monthly statement record keeping available for $2.00 per month. Recordkeeping fee waived with minimum monthly balance of $25,000
3 Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, bill payments, debit payment purchases, NYCE debit purchases, the debit portion of domestic (TD and non-TD ATM) withdrawals and foreign ATM withdrawals, Interac e-Transfers and Interac Online payments. For NYCE debit payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 US with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 X 1.325).
4 The Plus Network is operated by Visa International who is responsible for ensuring all member banks are compliant with current standards to allow withdrawals by all PlusCardholders. Certain states permit surcharging of international customers at independent ATMs. This surcharge will display electronically for the customer to accept before completing the transaction.