TD High Interest Savings Account
Commit to saving and reach your goals faster
Take advantage of our premium interest rate when your account balance is over $5,000 and watch your savings grow faster.
What’s included in the TD High Interest Savings Account?
Account Fees and Waivers
- No monthly fee
Is this the right account for you?
Our Account Selector Tool will find the best savings account for you.
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Included with your account are these convenient services and features:
- $5 fee for Debit Transactions3(opens new window)
- Additional Non-TD ATM withdrawals for $1.50 each within Canada
- Foreign ATM withdrawals (inside U.S. and Mexico) $3 CDN each, FREE at any TD Bank ATM4(opens new window)
- Foreign ATM withdrawals (outside Canada, U.S. and Mexico) $5 CDN each4(opens new window)
Managing your account is even easier with these services
Save with every debit
card purchase you make
Make saving automatic
With Pre-authorized Transfer Service, you decide how much you want to save and how often you want to do it. We take care of the rest.
Find out more
1 The applicable balance must be maintained each day of the applicable month to entitle you to the waiver of (i) the Monthly Fee for Chequing Accounts, (ii) the Debit Transaction Fee and the Non-TD ATM Handling Fee for TD High Interest Savings Account (the Foreign ATM Handling Fees and all Administration Fees are not subject to the waiver), and (iii) the Record Keeping Fees, where indicated. Full details available at https://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp
2 Monthly paper statement record keeping available for $2.00 per month. Record Keeping Fee waived with minimum monthly balance of $25,000. The applicable balance must be maintained each day of the applicable month to entitle you to the waiver of the Record Keeping Fee.
3 Transactions/Debit Transactions include: withdrawals, transfers, cheques, pre-authorized payments, bill payments and Debit Payment purchases. For Debit Payment purchases at merchants outside of Canada who accept Visa Debit, the transaction amount will be converted to Canadian dollars based on the foreign exchange rate charged to TD Canada Trust and will include an additional fee equal to 2.5% of the converted amount. For NYCE® Debit Payment purchases, included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. dollar exchange rate. For example, on a purchase of $10 U.S. with an exchange rate of 1.3 the transaction amount will be $13.25 CDN ($10 x 1.325). Deposit transactions are free.
4 The Plus Network is operated by Visa International who is responsible for ensuring all member banks are compliant with current standards to allow withdrawals by all PlusCardholders. Certain states permit surcharging of international customers at independent ATMs. This surcharge will display electronically for the customer to accept before completing the transaction.