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Unlimited Chequing Account

Get peace of mind with unlimited transactions

It only takes a few minutes.

  Open my account

Plan Highlights

Features and discounts add up to $575 per year in value2



  • Unlimited Transactions: No limits on cheques, ATM deposits and withdrawals, bill payments or debit-card transactions.

  • Monthly fee waived with $4,000 minimum monthly balance3

  • $20 off Credit Card fee: $20 off the Annual Fee for the first year for your choice of one of five select TD Credit Cards.1

    Annual fee waived on these TD Credit Cards

Fees

Monthly Fee $14.95 - waived with a $4,000 minimum monthly balance3
Senior rebate (ages 60+)5 25% off monthly fee
Non-TD ATM fees6 $2.00
ATM fees inside U.S. & Mexico
(Free at any TD Bank ATM)7
$3.00 CDN
ATM fees outside U.S & Mexico7 $5.00 CDN

See why so many Canadians choose TD

Open later and longer12

Open earlier, open later and even on Sunday12

Convenient US Banking

TD offers a variety of cross-border banking services.

TD Mobile Deposit

Deposit cheques using your phone.

Account Details

EasyWeb® View Cheque service Free
Paperless record keeping - online or paper statements Free
Interac e-Transfer® Up to $100 – $0.50 each
Over $100 – $1.00 each
TD Music Access Membership Free

Frequently Asked Questions





Get your money fast

Instant access to your
paycheque or pension with
no holds on your money with Direct Deposit.

Become a TD Music Access Member

Get free access to exciting
offers on concerts, VIP experiences and more.
Sign up for free

Avoid unexpected cash shortfalls

With overdraft protection11, you're covered against
temporary cash shortages –
now that's peace of mind!

Save money easily

Make saving automatic with
Pre-authorized Transfer Service.

Save with every debit card purchase when you use
Simply Save.


Expand Legal

1Subject to credit approval. First year Annual Fee discount of $20 applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD First Class Travel Visa Infinite Card, TD Platinum Visa Card, or TD Gold Elite Visa Card – applied for at time of account opening and provided you remain and Unlimited Accountholder in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

237 transactions a month at $1.25 each for one year (37x$1.25x12=$555), plus $20 discount on the 1st year's annual fee for the Primary Cardholder only for your choice of a new (to you) TD Credit Card from one of the following – TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Gold Elite Visa Card (and provided you remain an Unlimited Account holder in good standing during that first year) = $575 annual value of features.

3Minimum monthly balance indicated must be maintained throughout the month to qualify for the fee waiver.

4See the complete list of account fees

5Senior's Rebate of 25% off the monthly fee (rounded up to the nearest $0.05) for clients 60 years old and over as of March 5, 2012.

6TD network fees for the use of a non-TD ATM are waived. Some ATM operators also apply a surcharge (sometimes called a convenience) fee to use an ATM. In Canada, all ATM operators must notify you when they apply a convenience fee, and the fee will be displayed for the customer to accept before completing the transaction. This convenience fee is not a TD fee and cannot be waived by TD.

7For foreign currency withdrawals performed at non TD ATMs outside of Canada, the exchange rate includes an amount equal to 2.5% of the converted amount.

8TD Points do not expire as long as you are a Cardholder.

9Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.

10Net purchases are all eligible Purchases charged to your TD Gold Elite Visa Card Account less refunds, rebates and similar credits. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest and optional services, refunds, rebates or other similar credits do not earn the 1% Cash Rebate.

11Subject to approval. All overdrafts must be paid within 89 days, are subject to an interest rate of 21% per annum (subject to change) on the overdrawn amount, and that subsequent deposits to your account will automatically be applied to pay off the overdraft. Overdraft interest rate is subject to change.

12Individual branch hours may vary.

Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.