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1Other financial institutions may charge fees for use of their ATMs.

237 transactions a month at $1.25 each for one year (37x$1.25x12=$555) plus one free cheque order (annual fee average $47), annual fee waived for Primary Cardholder for new TD First Class Travel Visa Infinite* Card ($120) and one Authorized User ($50), plus US Dollar Borderless Plan discount with TD US Visa Card ($3.00x12=$36.00 plus $39), plus 1 draft ($7.50), 1 cheque certification ($10) and 1 small safety deposit box ($60). Total annual value of features equals $924.50 ($555+$47+$120+$50+$36+$39+$7.50+$10+$60). This estimate assumes choice of TD First Class Travel Visa Card and the addition of one Authorized User. Estimated value of account features will vary if there is no Authorized User and/or a TD Platinum or TD Gold Elite Visa Card is chosen instead.

3Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Visa Card, or TD Gold Elite Visa Card – and one Authorized User for the same Account for as long as the All Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

437 transactions a month at $1.25 each for one year (37x$1.25x12=555), plus $20 discount on the 1st year’s Annual Fee for the Primary Cardholder only for your choice of a new (to you) TD Credit Card from one of the following - TD® Aeroplan® Infinite* Card, TD® Aeroplan® Platinum Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Gold Elite Visa Card (and provided you remain an Unlimited Accountholder in good standing during that first year) = $575 annual value of features.

5Subject to credit approval. First year Annual Fee discount of $20 applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following - TD® Aeroplan® Infinite* Card, TD® Aeroplan® Platinum Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Gold Elite Visa Card – applied for at time of account opening and provided you remain and Unlimited Accountholder in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

625 transactions a month at $1.25 each for one year (25x$1.25x12) = $375 annual value of features.

7Minimum monthly balance indicated must be maintained throughout the month to qualify for the fee waiver.

8See the complete list of account fees

9Senior's Rebate of 25% off the monthly account fee (rounded up to the nearest $0.05) for clients 60 years old and over as of March 5, 2012.