TD Canada Trust  

The second step in assessing your debt situation is your Total Debt Service (TDS) Ratio. The TDS is calculated by dividing your Total Annual Debt Payments by Your Annual Gross Family Income.

Your Total Debt Service Ratio

Monthly rent payment (if applicable) $
Monthly heating costs $
Monthly alimony payments (if applicable) $
Monthly lease payments (if applicable) $
Condominium fee (if applicable)
(Half of annual fee)
Annual property taxes (if applicable) $
Total Annual Debt Payments $
Annual Gross Family Income $