TD Cross-Border Banking Frequently Asked Questions


Expand Do I need a U.S. address to open a U.S. based TD account?

You can use your Canadian address.

Expand Can I view my U.S. and Canadian based TD accounts online at the same time?

You can view both accounts on the same web page through EasyWeb Internet banking. You will also have the convenience of accessing TD Bank Online Banking directly from your TD Canada Trust EasyWeb profile without having to log in a second time. Or you can view your Canadian and U.S. based TD accounts while on the move with our mobile banking app.

Expand How can I pay my U.S. bills?

You can pay your U.S. bills easily and conveniently from your U.S. based TD Bank account online with free TD Bank Online Banking and Bill Pay.

Expand Can I make a deposit to my U.S. based account while I am in Canada or to my Canadian based account while I am in the U.S.?

No matter where you are, you can perform a no-fee wire transfer over the phone between your Canadian and U.S. based TD accounts by calling the TD Cross-Border Banking Support Line.

Expand Can I access my Canadian based account from a TD Bank store in the U.S.?

You can withdraw funds from your TD Canada Trust Canadian dollar account through any TD Bank ATM. Note that TD Bank staff in the U.S. are not able to view your Canadian based TD accounts and vice versa. However, we can help you set up your accounts for online viewing.

To register for this service you will need to visit a TD Canada Trust or TD Bank location to provide authorization to set up your Canadian and U.S. accounts for online viewing.

For your protection, TD Canada Trust and TD Bank staff will need to verify your identity to add this service as well as confirm your full account details in order to process your request. Please be prepared to provide the following information based on your location.

U.S. - TD Bank Canada - TD Canada Trust
Your name as it appears on your TD Canada Trust account
Your address with TD Canada Trust
Date of Birth
Your TD Access Card number
Your name as it appears on your TD Bank account
Your address as it appears on your TD Bank account
Your TD Bank account number
Confirm a recent transaction amount and date of the transaction

Expand How long do transactions take in the U.S.?

In the U.S., transactions may take a few days before they are posted to your account:
  • 1-3 days for ATM or debit transactions
  • 5-7 days for bill payments processed by merchants
TD Cross-Border Banking Resources
Take a look at more useful cross-border banking information.

Expand Legal Info