TD First Class Travel® Visa Infinite* Card


Annual Fees


Authorized Users1


Interest: Purchases


Interest: Cash Advances

Reward Type

TD Points

Welcome Bonus2

20,000 TD Points upon first Purchase

Credit Limit

$5,000 minimum

At a Glance

  • Redeem7 TD Points for travel and travel-related purchases
  • Also redeem3 TD Points for retail merchandise and gift cards, or for a cash credit to your Account
  • No travel blackouts4, no seat restrictions4 and no expiry5 for travel reward
  • An extensive suite of travel insurance6

It's easy to earn TD Points



Earn 3 TD Points for every $1 you spend on all Purchases using your Card 7



Earn triple TD Points7 when you book travel online through Expedia® For TD7

Your TD Points don't expire, as long as you are a TD First Class Travel Visa Infinite* Cardholder

How many TD Points will I
get in the first year?


TD Points


Welcome Bonus


TD Points in your first year

A travel value†† of up to $

With TD Points, you could redeem††† for:

This chart is for illustrative purposes only. Welcome Bonus applies only in the first year.

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See more Card benefits &

Travel Benefits

Wherever you’re headed on your next trip, know that you’re covered with:

  • Travel Medical Insurance9
  • Trip Cancellation/Trip Interruption Insurance10
  • Common Carrier Travel Accident Insurance11
  • Emergency Travel Assistance Services12
  • Delayed and Lost Baggage Insurance13

Priority Pass Membership discount14

All TD Travel Credit Cardholders receive an annual discount on a Priority Pass membership, your key to 600 VIP airport lounges worldwide.

Automotive Features

  • Auto Rental Collision/ Loss Damage Insurance15
  • Avis Rent-A-Car and Budget Rent-A-Car preferred rates16,17
  • Optional TD Auto Club Membership18


CardAssist Card Registry Service19

  • Once enrolled with CardAssist, one call is all it takes if your Cards are lost or stolen.
  • As soon as your call is received, CardAssist will contact each card-issuing institution, cancel the Cards on your behalf and request replacement Cards.

Chip & PIN technology

  • TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
  • A required PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card.

Purchase Security and Extended Warranty Protection20

You automatically have access to Purchase Security and Extended Warranty Protection, covering most new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a warranty, you may be entitled to double the warranty period for up to 12 additional months.

Emergency Cash Advances21

You can ask for an emergency Cash Advance in an amount up to $5000 for your TD First Class Travel Visa Infinite* Card (subject to your available credit limit).

Verified by Visa

Verified by Visa provides you with increased security when you shop online.

TD First Class Travel Visa Infinite Card is rated 3.7955997161107167 out of 5 by 1,409.
  • 2016-07-24T09:44CST
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Rated 1 out of 5 by from Reduction in points I choose this card as we have been a TD customer for over 35 years. The new point system for travel points is very disappointing. I have found cheaper flights going straight to the airline site we book with and we fly at least twice a year. I do not like as it is more expensive and if one does the math it is not cheap and the bank wins. I will be looking elsewhere for a new card and will change my bank accounts as well. Sorry TD but you need to acknowledge that there is a major problem here and at least respond accordingly.
Date published: 2016-04-11
Rated 1 out of 5 by from Very dissapointing The card used to be decent but now they have devalued the points by 20%. No longer competitive with other top tier cards. Seems greed has gotten the better of the folks at td.
Date published: 2016-03-23
Rated 2 out of 5 by from Used to be a great, not so much! I've held this card since it was first introduced. It was a premier card at the time of introduction. Now, everyone seems to have caught up to, and surpassed, it. The flexibility is great for redeeming, but that's about it. To get the 1.5% reward rate, you have to book through Expedia...otherwise it is closer to 1.2%. Capital One is 2% flat no matter what. Come on TD...I want to remain a loyal customer, but there are far better offerings out there right now than the FCT Visa. Time to re-visit this product and give it a much needed makeover. Seems like you're more interested in pushing people to your Aeroplan Infinite now, than looking after your loyal customers.
Date published: 2016-03-03
Rated 1 out of 5 by from Terrible customer service I chose this card because of the flexibility and features. The problem is, you can't access your points to pay for travel without enormous frustration and delay. The worst people to deal with are on the Expedia for TD site, where the customer service representatives will outright lie to you to try to stop you from redeeming points. Even when you get through the complex voicemail maze and find someone who seems willing to do what the card promises--pay for travel with points--you will find out months later that the redemption of points never went through. There must be some kind of bonus paid to employees who prevent you from redeeming points because the creativity in the bullcrap that the customer service agents and supervisors will tell you is breathtaking. Expedia for TD continually tries to get you to call your bank, the bank refuses to take responsibility and sends you back to Expedia for TD. I am a very determined peson and a lawyer, so after expending hours of effort over several months, I can eventually get points redeemed, but the frustration hardly seems worth it. I am sure many less assertive people than me just give up in frustration. So if you are a very determined person with a high tolerance for frustration and a lot of time on your hands, this is the card for you. All others should look elsewhere.
Date published: 2016-02-22
Rated 2 out of 5 by from won't use it anymore it is a good card before because of its insurance and 1.5% point. but now they changed point system you have to buy ticket from exp TD to get 1.5%rate and which the price is ALWAYS higher than other website. so i exchanged all points and switch to other bank. bmo scotia or cibc they all have much better cash back card. Also the td telephone banking is not as good as before. the attitude is rude. i asked the question about credit card insurance a lady answered me: call insurance dept, if i know everything, why TD hires so many employee...?
Date published: 2016-02-20
Rated 2 out of 5 by from Use to be Good - Not So Much Anymore As many other reviewers have stated this use to be a GREAT card and I left RBC to come to TD for it. I like the option of using my points towards any travel I want and booking on any platform. But since they joined with Expedia and recently changed the way you can earn and redeem your points with very little consideration to what its public wants. It is now at best average as far as rewards cards go and I leaving for a better provider. Customers service is generally very good (except the last time when I went to redeem points and the Manager of Customer Service said "Points change and you have to accept this. I get 15 calls a day about the points change. Don't you people read?".) I kid you not! I pointed out to him if he is getting 15 calls a day maybe they should look at going back to way this had been previously and his retort was "That's just stupid!". Too bad because I was their #1 salesman with friends, colleagues and family, now I tell them to go elsewhere. It's a real shame!
Date published: 2016-02-10
  • 2016-07-24T09:44CST
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The changes to the value of TD Points for Book Any Way travel purchases are:

  • Being postponed at this time, if your statement address is in Quebec. Click here for more information.