TD Emerald Flex Rate Visa* Card

TD Emerald Visa* Card

Great value with a low interest rate

$25

Annual Fee

No annual fee1

Authorized Users

TD Prime + 1.50% up to TD Prime +12.75%2

Interest Rate: Purchases

TD Prime + 1.50% up to TD Prime +12.75%2

Interest: Cash Advances

Credit Limit

$1,000 minimum


At a Glance

  • Save on interest at a preferred low variable annual interest rate
  • Enjoy the same low interest rates on all your Purchases and Cash Advance transactions
  • Option to purchase Travel Medical Insurance3 and Trip Cancellation/Trip Interruption Insurance4
  • Enjoy all of the benefits of your TD Emerald Flex Rate Visa* Card using Apple Pay. It's the easy, secure, and private way to pay.5

See more Card benefits & features


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Automotive Features

  • Save with Avis Rent A Car and Budget Rent A Car6,7
  • Optional TD Auto Club Membership8

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Security

Visa Zero Liability

Shop online and in person securely with Visa Zero Liability and be protected in the event that unauthorized transactions are made on your Card. See your Cardholder Agreement for complete information on unauthorized transactions and your responsibilities including your responsibility to protect your PIN.

Chip & PIN technology

TD Visa Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).

Visa payWave* Technology

Visa payWave Technology is the secure, convenient, “contactless” way to pay for small-dollar purchases at participating retailers. It’s faster and more convenient than cash.

Verified by Visa*

Verified by Visa provides you with increased security and convenience when you shop online.


TD Emerald Visa Card     is rated 3.8 out of 5 by 613.
  • y_2017, m_6, d_21, h_16
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Rated 3 out of 5 by from Reasonable interest rate Interest rate use to be great. Even though our credit history is the same the rate has sky rocketed over the years. I also didn't like that the customer service was outsourced and on the odd occasion I had a question it was a nightmare getting an answer.
Date published: 2016-06-18
Rated 5 out of 5 by from Great & Simple If you use it like a debit card and pay it off right away its great and the interest rate is low too. I've had my TD Emerald Visa for 4 years now and I've never had a single issue with it. Its a great card for growing your credit score!
Date published: 2016-03-23
Rated 3 out of 5 by from Not many benefits in my opinion i believe i would want to cancel this card and use my others that offer more.
Date published: 2016-03-10
Rated 3 out of 5 by from With a bank I trust I chose this card because it had great interest rates. Unfortunately these rates have increased
Date published: 2016-01-25
Rated 3 out of 5 by from It's a card I got the card as it had the best rates of the cards I was offered.
Date published: 2015-12-09
Rated 5 out of 5 by from Never any problems with the card! Wheter purchasing on-line or in person the card has always worked 100%. No issues at anytime.
Date published: 2015-12-03
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