TD Cash Back MasterCard® Card


Annual Fees

Free (up to 3)1

Authorized Users


Interest: Purchases


Interest: Cash Advances

Reward Type

Cash Back

Credit Limit

$1,500 minimum

At a Glance

  • Earn 0.75% cash back on all Purchases2 and redeem when you want, how you choose3
  • Receive your cash back rewards annually each January or redeem when you are ready (minimum $25)
  • No spending rules or limits on your cash back reward potential
  • Your cash back rewards never expire

How many cash back
rewards will I get in one



Cash Back rewards per year

Based on an approximate monthly spend of $ in one year you could earn $ in cash back rewards.

See more Card benefits &

Travel Benefits

No-fee Travellers Cheques

  • As a TD Credit Cardholder, you're entitled to purchase any amount you need through participating TD Canada Trust branches - without paying the standard commission fees.

Automotive Features

  • Avis Rent-A-Car4 and Budget Rent-A-Car preferred rates5
  • Optional TD Auto Club Membership6


Chip & PIN technology

  • TD Credit Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
  • A PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card.

Purchase Security and Extended Warranty Protection7

You automatically have access to Purchase Security and Extended Warranty Protection, covering most new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of purchase. If the item comes with a warranty, you may be entitled to double the warranty period for up to 12 additional months.

Emergency Cash Advances8

You can ask for an emergency Cash Advance in an amount up to $500 for your TD Cash Back MasterCard (subject to your available credit limit).

MasterCard SecureCode® Service

MasterCard SecureCode® is a private code for your MasterCard Account that you can use when you're shopping online. With this added protection, even if someone knows your TD Credit Card number, they will not be able to use it for online purchases.

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