OTHER INFORMATION YOU MUST READ TO HELP YOU UNDERSTAND YOUR PROMOTIONAL RATE BALANCE TRANSFER OFFER:
Balance Transfers are processed as Cash Advances to your TD Canada Trust Credit Card Account (Account) and interest is charged from the transaction date until the amount of the Balance Transfer is paid in full. Promotional rate of 1.9% applies for 6 months on the amount transferred from the transaction date. Your transaction date appears on your TD Canada Trust Credit Card monthly statement (statement). After the 6 months from the transaction date, the rate applicable to any remaining balance transferred that has not been paid in full will revert to the regular annual interest rate on Cash Advances that applies to your Account, as shown on your statement, until that amount has been paid in full. You will lose the benefit of this promotional offer, and any other promotional offers that you are participating in, if we do not receive your Minimum Payment within 30 days of the Payment Due Date shown on your statement and the regular annual interest rate that applies to Cash Advances will increase by 5% and will apply to this offer. We apply the amount of any payment in excess of the Minimum Payment to each different rate category in your remaining Balance, in the proportion that the amount in each rate category represents to that Balance, as more fully described in your Cardholder Agreement. See your Cardholder Agreement for more information on Cash Advances, interest on Cash Advances and how we apply payments. Cash Advances (including Balance Transfers) do not earn TD rewards (e.g. TD Points, Cash Rebates). Balance Transfers will be not processed if the total amount exceeds the available credit on your Account or if your Account is not in good standing. Balance Transfers cannot be used for repayment of any TD Canada Trust credit account. Each Balance Transfer must be at least $250. Please allow 5 to 7 business days for processing. Some conditions apply. Offer may be changed, extended or withdrawn at any time, without notice.