In these Terms and Conditions, unless the context requires otherwise, the following terms have the meanings set out below:
"Recipient" means the holder of the Recipient Visa Card.
"Recipient Visa Card" refers to the Visa Card to which funds are transferred using the Visa Direct Service.
"Us/we/our" means The Toronto-Dominion Bank and its affiliates.
"Visa Card" means an eligible personal credit, debit or prepaid card bearing the name Visa and/or the service mark of Visa.
"Visa Direct Service or Service" means the money transfer service operated through the Visa system and made available to you by us in accordance with these Terms and Conditions.
"You" means the individual using the Visa Direct Service.