• Choose between our Value USA and Premier USA Accounts
• Access your money via check or get cash at over 12 million locations worldwide using your TD Waterhouse Bank ATM Check Card
• Your ATM Check Card also allows you to make purchases at most stores - your account is simply debited for the amount of the purchase
• If there is a surcharge at the ATM you use, we will reimburse your U.S. bank account $1*
• You'll also receive unlimited access to web and Telephone Banking and, depending on the account type chosen, electronic bill payment.
• Transfer funds between your TD Canada Trust and TD Waterhouse Bank checking accounts - you'll receive automatic conversion of Canadian dollars to and from U.S. funds - at a very competitive rate
• Arrange Direct Deposit or use our pre-printed deposit envelopes that we provide - just call us for more information on this service
• Your account is insured by the Federal Deposit Insurance Corporation (FDIC) up to $100,000 per depositor

* Maximum number of ATM rebates varies with account type chosen.

Overdraft Protection

Apply for Overdraft Protection and you're covered up to your approved credit limit with no annual fee. You'll never have to worry about having insufficient funds in your checking account or returned check charges. You're also covered for ATM transactions.

The TD Waterhouse Bank ATM Check Card

You can use the ATM Check Card as a debit card to make purchases at most stores and to get cash at ATM machines through the PLUS^®, NYCE^® and Star^® Networks. It's accepted at over 12 million locations worldwide and you don't have to present ID when using it.

Compare TD Waterhouse Bank Value USA and Premier USA Checking Accounts

Frequently asked Questions about TD Waterhouse Banking Services