Annual Fee No Annual Fee Interest Rate 15.48%¹

Applications for the Wal-Mart TD Visa Card are not available through TD Canada Trust. To apply, visit any Wal-Mart store and obtain a brochure for the Wal-Mart TD Visa Card. Complete the application found in the brochure and mail it to the specified address.

Introductory rate of 6.88% on Balance Transfers

Enjoy an introductory interest rate of 6.88% on balance transfers done during your first six months as a Cardholder using 6.88% Balance Transfer Cheques, until the balance is paid in full.²

Wal-Mart TD Visa Included Benefits³

• Common Carrier Travel Accident Insurance -- up to $200,000 coverage for you, your spouse and dependent children

• Budget Rent A Car Preferred Rates -- in Canada, the U.S. and other international locations

Free Supplementary Cards

• Up to three free Supplementary Cards -- share many of the same benefits and low rate

Personal Banking Services

• 24-hour Instant Cash Access -- cash advances at over 804,000 automated banking machines worldwide and TD Canada Trust branches

• 24-hour Account Access -- to your Account and Account information

• Every Branch Banking and Cheque Cashing Privileges -- at TD Canada Trust branches

• TD Visa Cheques -- to use wherever credit cards aren't accepted or to transfer non-TD Visa credit card balances to your Account

• Pre-Authorized Payment Service -- convenient, automatic payments from any bank account at any Canadian financial institution

The Power of Visa

• Worldwide Acceptance -- your Card is welcomed at over 24 million merchants and more than 804,000 automated banking machines

• Emergency Assistance from the Visa Service Centre -- toll-free emergency Card replacement, cash advances and more

• Guaranteed Hotel Reservations -- peace of mind even if you arrive late

Optional Services

• CardAssist Card Registry Service -- protect yourself against fraudulent charges and enjoy many other services

• Travel Medical Insurance -- 24-hours-a-day, comprehensive emergency medical coverage anywhere in the world

• Balance Protection Insurance -- get the security of knowing that your Card payments can be made for you if you can't make them yourself

• TD Standard or Deluxe Auto Club -- be prepared for road emergencies anywhere in Canada and the Continental U.S.

¹ Interest rate, fees and features are subject to change. Effective March 1, 2006 the interest rate will change to 16.75%
² Limit two 6.88% Balance Transfer Cheques per Wal-Mart TD Visa Account. Payments may be allocated to balances (including new transactions) with lower interest rates before balances with higher interest rates. If you use the cheques after the first six months that you have the Account, the standard annual interest rate will apply. Stop payments are not permitted. Total cheques cannot exceed available credit limit. TD Canada Trust reserves the right to refuse to honour any cheque. Cheques are treated like cash advances and accrue interest from the date they are posted to your Account.
³ Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.