Annual Fee $99¹ Interest Rate 18.50%¹

This is the ideal Card for anyone who likes the idea of earning free travel with no travel restrictions or blackouts.

With the TD Gold Travel Visa Card, you can earn TD Points toward virtually any type of travel --

• Flights
• Hotels
• Car rentals
• Cruises
• Holiday packages
• Personal business travel

No travel restrictions or blackouts
With TD Points you can travel any time of year, including peak periods, even during seat sales.² Unlike other travel reward cards, you are not limited to "reward" seats.

You can combine TD Points and a charge to your Card
If you don't have enough TD Points to cover the cost of your travel, it's not a problem. You can make up the difference with a charge to your Card so you can start packing your bags sooner.

Two ways to earn your TD Points:

1. Earn 1 TD Point for every dollar charged to the Card for all eligible purchases

2. Earn bonus TD Points for every dollar charged to the Card for all eligible travel purchases made at the TD Visa Travel Rewards Centre

What is a TD Point worth?
Every 5,000 TD Points are worth $75 off the cost of travel purchases at the TD Visa Travel Rewards Centre. All you need is a minimum of 5,000 TD Points to begin redeeming.

Booking your travel and redeeming your TD Points is simple
TD Point redemption is easy with the TD Visa Travel Rewards Centre. This one-stop travel agency has everything - experienced vacation consultants, tour information and vacation brochures. There are three types of travel you can book through this service --

1. Free Travel -- by redeeming the required number of TD Points
2. Discount Travel -- by using a combination of TD Points plus a charge applied to your Card
3. Or, you can charge the full cost of your travel to your Card and earn bonus TD Points for every dollar

TD Gold Travel Visa⁵ Included Benefits

• Minimum $5,000 credit limit
• Auto Rental Collision/Loss Damage Insurance -- save money when you rent a car
• Emergency Travel Assistance Services -- help in a personal emergency when you are travelling
• Delayed and Lost Baggage Insurance -- up to $1,000 coverage
• Common Carrier Travel Accident Insurance -- up to $500,000 coverage for you, your spouse and dependent children
• No-Fee Travellers Cheques -- at TD Canada Trust branches
• Purchase Security and Extended Warranty Protection -- enjoy worry-free shopping
• Free CardAssist Card Registry -- protection against fraudulent charges plus many other helpful services
• Budget Rent A Car Preferred Rates -- in Canada, the U.S. and other international locations

Supplementary Cards

• Up to three Supplementary Cards -- share many of the same benefits and earn more TD Points for just $39¹ per card per year

Optional Services

• Travel Medical Insurance -- 24-hour-a-day, comprehensive emergency medical coverage anywhere in the world
• Balance Protection Insurance -- get the security of knowing that your Card payments can be made for you if you can't make them
• TD Standard or Deluxe Auto Club -- be prepared for road emergencies anywhere in Canada and the continental U.S

Personal Banking Services

• 24-hour Instant Cash Access -- cash advances at over 804,000 automated banking machines worldwide and TD Canada Trust branches
• 24-hour Account Access -- to your Account and Account information
• Every Branch Banking and Cheque Cashing Privileges -- at TD Canada Trust branches
• TD Visa Cheques -- to use wherever credit cards aren't accepted or to transfer non-TD Visa credit card balances to your Account
• Pre-Authorized Payment Service -- convenient, automatic payments from any bank account at any Canadian financial institution

The Power of Visa

• Worldwide Acceptance -- your Card is welcomed at over 24 million merchants and more than 804,000 automated banking machines
• Emergency Assistance from the Visa Service Centre -- toll-free emergency Card replacement, cash advances and more
• Guaranteed Hotel Reservations -- peace of mind even if you arrive late

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¹ Current as of January 1, 2003. Interest rate, fees and features are subject to change.
² Subject to carrier/space availability. Cardholder must use the TD Visa Travel Rewards Centre to redeem points.
³ Some conditions may apply. Offer expires October 31, 2004.
⁴ TD Points are awarded for purchases charged to the Card. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned by the amount originally charged to the Card. Annual Card fees and other fees, cash advances, any service or interest charges, optional services, TD Visa Cheques, balance transfers, refunds, rebates or other similar credits do not earn TD Points. TD Points must be redeemed in 5,000-point increments.
⁵ Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.