Credit Cards

TD First Class Travel Visa Infinite Card
		Get exciting NEW features and 20,000 Bonus TD Points
With the NEW TD First Class Travel Visa Infinite Card, you'll enjoy exclusive travel features and the freedom to book your trip through any travel agency or website — and still use your TD Points.
It's easy to apply online It only takes 10 minutes to fill out an online application for a TD Visa Card. You'll receive a welcome bonus of 20,000 TD Points upon approval.1 Your TD Points will accumulate quickly because you'll earn 3 TD Points for every $1 you spend on purchases using your Card,2 and you can start redeeming with as few as 10,000 TD Points.3 As well, you'll earn triple rewards (9 TD Points for every $1 you spend on travel purchases) when you book travel through the exclusive travel agency, the TD Visa Travel Rewards Centre4. See how quickly your TD Points can add up!* Total Annual Purchases Total TD Points Earned per year One-time Welcome Bonus** — 20,000 Avg. Monthly Purchases ($1 charged = 3 TD Points) $2,500 x 12 90,000 Travel Booked at the TD Visa Travel Rewards Centre in an average year ($1 charged = 9 TD Points) $3,000 27,000 Total $33,000 137,000 Free travel earned $685 * This chart is for illustrative purposes only ** One-time Welcome Bonus applies only in the first year When you purchase travel using your Card5, you'll automatically receive Trip Cancellation and Trip Interruption Insurance6 and you'll get Travel Medical Insurance7 whether or not you purchase travel using your Card. Apply for a TD First Class Travel Visa Infinite Card and start enjoying all the great benefits and travel features included with your new Card.8 Take advantage of increased flexibility Unlike other travel cards, you don't have to book your travel at a particular travel agency in order to use your TD Points. The TD First Class Travel Visa Infinite Card gives you the freedom to book your trip through any travel agency or travel provider you choose When you book your trip at a travel provider other than the TD Visa Travel Rewards Centre, simply charge it to your Card, and then call the TD Visa Travel Rewards Centre at 1-800-983-1043 once the charge for your travel is posted to your Account. The required number of TD Points will be redeemed from your TD Points balance and your TD Visa Account will be credited by the amount of TD Points redeemed9 Book your travel through the exclusive travel agency — the TD Visa Travel Rewards Centre — or the exclusive website at www.tdtravelrewards.com, where your TD Points will be redeemed automatically upon booking. Earn triple rewards for travel purchases charged to your Card Book your travel in any class (including business class and first class) Get great value when you redeem your TD Points Redeem your TD Points for whatever type of travel you prefer, including air, package, hotel, cruise, car rental, train Unlike other travel reward cards, you are not limited to "reward" seats and you don't have to book in advance in order to use your TD Points. There are no seat restrictions, blackout periods or advance booking requirements. With TD Points, you can travel any time of year, including peak periods, and even during seat sales10 — and still use TD Points Use your TD Points for taxes that apply to your travel purchases, such as GST or provincial taxes, as well as any other charges or fees you may incur at the time of booking, such as port charges or airport improvement fees Your TD Points do not expire11 Exclusive hotel and dining privileges with your new Card12 Elite Hotel Privileges Personal Concierge Service Restaurant Ratings and Reviews More Information Protection Features included with your new Card Trip Cancellation Insurance6 — covers $1,000 per eligible person (up to $5,000 total per trip) and is automatically included when you purchase travel using your Card5 Trip Interruption Insurance6 — covers $5,000 per eligible person (up to $25,000 total per trip) and is automatically included when you purchase travel using your Card5 Travel Medical Insurance7— gives you 24-hour-a-day, emergency medical coverage anywhere in the world and is automatically included whether or not you purchase travel using your Card. You'll be covered for 8-day trips if you are under 65 and 2-day trips if you're 65 or older.13 Common Carrier Travel Accident Insurance14 — provides up to $500,000 coverage for you, your spouse and dependent children Auto Rental Collision/Loss Damage Insurance15 — save up to $20 a day when you use your Card to rent a car Delayed and Lost Baggage Insurance16 — provides up to $1,000 coverage Purchase Security and Extended Warranty Protection16 — lets you enjoy worry-free shopping CardAssist Card Registry Service — protects you against fraudulent charges, and provides many other helpful services at no extra charge Emergency Cash Advances (up to your available credit limit) Emergency Travel Assistance Services17 — provides help in a personal emergency when you are travelling Get Budget Rent A Car Preferred Rates — in Canada, the U.S. and other international locations Get No-Fee American Express Travellers Cheques — at TD Canada Trust branches Important Features What is a TD Point worth? Redeeming your TD Points is Simple Convert your TD Points to American Airlines AAdvantage® miles Credit Card Information Authorized User Cards Optional Services The Power of Visa Personal Banking Services Verified by Visa

¹Applies to new TD First Class Travel Visa Infinite Accounts only. Bonus TD Points will be awarded to the new Account upon approval. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
²TD Points are awarded for purchases charged to the Card. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned by the amount originally charged to the Card. Fees, Cash Advances (including Balance Transfers and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Points.
³TD Points must be redeemed in 10,000 point increments.
⁴The TD Visa Travel Rewards Centre is operated by Carlson Marketing Canada Ltd.
⁵To be eligible for this insurance, your trip must be paid in full using your TD First Class Travel Visa Infinite Card and/or associated TD Points.
⁶Underwritten by TD Life Insurance Company (for medical covered causes) and Primmum Insurance Company (for non-medical covered casuses). Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, which are outlined in the certificate of insurance provided with your Visa Card.
⁷Underwritten by TD Life Insurance Company. Benefits, features and coverages are subject to conditions, limitations and exclusions including a pre-existing condition exclusion, which are outlined in the certificate of insurance provided with your Visa Card.
⁸Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder. Interest rate, fees and features are effective as of March 17, 2008 and are subject to change.
⁹To redeem TD Points for travel purchases charged to your Card that are not booked through the TD Visa Travel Rewards Centre (the "Centre"), Cardholder must contact the Centre after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be redeemed from the TD Points balance available on the date TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited towards the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment.
¹⁰Subject to carrier/space availability.
¹¹TD Points will not expire so long as your TD Visa Account remains open. If not redeemed, TD Points will expire within 90 days of the Account closure date.
¹²The Toronto-Dominion Bank and its affiliates are not responsible for any of the services or products made available through these exclusive privileges.
¹³The day of departure from and the day of return to your province of residence each count as one full day.
¹⁴Underwritten by Chubb Insurance Company of Canada.
¹⁵Underwritten by Primmum Insurance Company. Car rentals must be charged in full to the card, cannot exceed 48 consecutive days and the rental agency's Collision Damage Waiver must be declined by the cardholder.
¹⁶Underwritten by Elite Insurance Company.
¹⁷Provided by World Travel Protection Canada Inc. This is not an insurance benefit but assistance services only. Details of benefits, conditions, limitations and exclusions are outlined in the Cardholder Agreement and Benefit Coverages Document provided with your Visa Card.
¹⁸A $40 booking fee (plus applicable taxes) applies and will be charged to your Card unless travel is booked online through www.tdtravelrewards.com. Current as of March 17, 2008 and subject to change. Visit www.tdtravelrewards.com or call the TD Visa Travel Rewards Centre for further details.
¹⁹The Toronto-Dominion Bank is not responsible for the products or services offered by American Airlines, Inc. (including AAdvantage^® miles) through the AAdvantage^® program or the products or services of companies participating in the AAdvantage^® program. American Airlines reserves the right to change the AAdvantage^® program rules and regulations any time without notice and to end the AAdvantage^® program upon six months notice. American Airlines is not responsible for products or services offered by other participating programs. For full details and conditions about the AAdvantage^® program, visit www.aa.com
²⁰Fee applies per year per Card.
²¹Primary Cardholder remains liable for all charges to the Account, including those made by any Authorized User.
²²Life and Critical Illness coverages are underwritten by American Bankers Life Assurance Company of Florida (ABLAC) and Involuntary Unemployment and Total Disability coverages are underwritten by American Bankers Insurance Company of Florida (ABIC). TD Life Insurance Company acts as administrator for ABIC/ABLAC. TD Canada Trust does not act as an agent for ABIC/ABLAC. Neither TD Canada Trust and ABIC nor TD Canada Trust and ABLAC have an equity interest in each other. Dismemberment Insurance is underwritten by TD Life Insurance Company. TD Canada Trust does not act as an agent for its wholly-owned subsidiary. TD Canada Trust receives a fee from each insurer with respect to premium collection. Complete terms of coverage are on the Certificate of Insurance you will receive upon enrollment. Limitations and exclusions apply, and vary by benefit.
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