Credit Cards

TD Emerald Visa Card

Great value with a preferred low rate

If you regularly carry balances on your credit cards, you could reduce your monthly interest charges with the TD Emerald Visa Card. Choose the TD Emerald Visa Card and save money on interest with a preferred variable interest rate that fluctuates with TD Prime.

The preferred variable annual interest rate is TD Prime + 1.75%, TD Prime + 3.75%, TD Prime + 5.75%, TD Prime + 6.75%, TD Prime + 7.75%, or TD Prime + 9.75%, depending on your credit assessment. As of SEP 9, 2010 , TD Prime was 3% so current preferred rates range from 4.75% to 12.75% . Standard Rate of 21.0% applies if your minimum payment is not received within 30 days of your Payment Due Date.

If you would like to find out what your individual interest rate would be, please call us toll-free at 1-877-247-2265.

TD Emerald Visa² Included Benefits

• Get Avis^® and Budget^® Rent A Car Preferred Rates -- in Canada, the U.S. and other international locations

Other Valuable Features & Benefits

• Optional Services
  • Travel Medical Insurance
  • Balance Protection Insurance
  • Standard or Deluxe TD Auto Club
• Free Authorized User Cards
• Chip Enabled Technology -- the security and peace of mind through the use of a personal identification number (PIN)
• Visa payWave Technology -- a secure and easy contactless payment system that's faster and more convenient than paying with cash
• The Power of Visa
• Personal Banking Services
• Verified by Visa
• No-Fee TD Visa Cheques
• No-Fee Balance Transfers

Annual interest rates fees and features are subject to change.
¹ Current as of SEP 9, 2010 and subject to change.
² Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.