Credit Cards

TD Emerald Visa Card

It's easy to apply online It only takes 10 minutes to fill out an online application for a TD Visa Card.

Preferred variable interest rate which fluctuates with TD Prime

The preferred variable annual interest rate is TD Prime + 1.9%, TD Prime + 3.9%, TD Prime + 4.9%, TD Prime + 5.9% or TD Prime + 6.9%, depending on your credit assessment. As of APR 23, 2008 , TD Prime was 4.750% so current preferred rates range from 6.65% to 11.65% . Standard Rate of 21.0% applies if your minimum payment is more that 30 days past due. Rates subject to change.

If you would like to find out what your individual interest rate would be, please call us toll-free at 1-877-247-2265.

TD Emerald Visa² Included Benefits

• Budget Rent A Car Preferred Rates -- in Canada, the U.S. and other international locations

Authorized User Cards

• Up to three Authorized User Cards -- share many of the same benefits and all the convenience

Personal Banking Services

• 24-hour Instant Cash Access -- cash advances at over 957, 000 automated banking machines worldwide and TD Canada Trust branches
• 24-hour Account Access -- to your Account and Account information
• Every Branch Banking and Cheque Cashing Privileges -- at TD Canada Trust branches
• TD Visa Cheques -- to use wherever credit cards aren't accepted or to transfer non-TD Visa credit card balances to your Account
• Pre-Authorized Payment Service -- convenient, automatic payments from any bank account at any Canadian financial institution

The Power of Visa

• Worldwide Acceptance -- your Card is welcomed at over 24 million merchants and more than 957,000 automated banking machines
• Emergency Assistance from the Visa Service Centre -- toll-free emergency Card replacement, cash advances and more
• Guaranteed Hotel Reservations -- peace of mind even if you arrive late

Optional Services

• Travel Medical Insurance -- 24-hour-a-day, comprehensive emergency medical coverage anywhere in the world
• Balance Protection Insurance -- get the security of knowing that your Card payments can be made for you if you can't make them
• Standard or Deluxe TD Auto Club -- be prepared for road emergencies anywhere in Canada and the continental U.S.

¹ Current as of APR 23, 2008 . Interest rate, fees and features are subject to change.
² Benefits, features and coverages are subject to conditions, exclusions, limitations, changes and cancellation. Some benefits and coverages are only offered to the Primary Cardholder.