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	TD® / AAdvantage® Platinum Visa TD® / AAdvantage® Platinum Visa Card Earn 10,000 AAdvantage® miles when you make your first purchase.	The GM Card The GM Card A Visa card with 3% in GM earnings
current annual fee1	$120
supplementary cards1,2 (up to 3)	$50 each	free
min credit limit	$5,000	$500
Interest rate1	19.75%	19.75%
Min annual household income required	$35,000	$12,000
Rewards	$1 = 1 AAdvantage® Mile; $1 = 2 AAdvantage® Miles for American Airlines purchases	3% in GM Card Earnings13
Protection Features
CardAssist Card Registry Service3
Purchase security and extended warranty protection4,5
Emergency Cash Advances6	up to $5,000	up to $500
24-hour Cash and Account Access6
Cheque Cashing Privileges
TD Visa Cheques7
Travel Features
Common Carrier Travel Accident Insurance5,8	up to $500,000	up to $150,000
Emergency Travel Assistance Services5,9
Delayed and Lost Baggage Insurance4,5	up to $1,000
Trip Interruption Insurance5,10
No-Fee Travellers Cheques
Guaranteed Hotel Reservation
Auto Features
Auto rental collision/loss damage insurance5,11
Budget Rent-A-Car Preferred Rates12
TD Auto Club14	Optional

Net purchases are all purchases charged to the Card less refunds, rebates or other similar credits. Annual Card fees and other fees, cash advances, any service or interest charges, optional services, TD Visa Cheques, balance transfers, refunds, rebates or other similar credits do not earn TD Points, Cash Rebates, AAdvantage(R) Miles or GM Earnings.

¹ Interest rate, fees and features are subject to change.
² Primary Cardholder and Co-Applicant are responsible for all charges to the Account.
³ Provided by Carlson Marketing Group (Canada) Ltd.
⁴ Underwritten by Elite Insurance Company.
⁵ Details of insurance benefits, including terms, conditions, limitations and exclusions are outlined in the Coverage Certificates provided with your Visa Card. Some benefits and coverages are only offered to the Primary Cardholder.
⁶ Visit your TD Canada Trust branch to receive a Personal Identification Number (PIN) to access your TD Visa Account through Green Machine ABM or other ABMs. TD U.S. Dollar Visa Cardholders may request a PIN by mail. Subject to available credit. Fees apply to each cash advance transaction.
⁷ Subject to available credit. Stop payments are not permitted. TD Visa Cheques and Twin Cheques are treated as cash advances and accrue interest from the date they are posted to your account.
⁸ Underwritten by Chubb Insurance Company of Canada.
⁹ Provided by World Travel Protection Canada Inc. This is not an insurance benefit but assistance services only.
¹⁰ Underwritten by TD Life Insurance Company.
¹¹ Underwritten by Primmum Insurance Company. Car rentals must be charged in full to the Card, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver coverage must be declined by the Cardholder.
¹² Provided by Budget Rent A Car of Canada Limited. Some conditions and exclusions may apply.
¹³ You accumulate 3% in GM Card Earnings on GM Card purchases under the GM Card Earnings and Redemption Allowance Program. Under this Program, 3% of the net amount of eligible purchases charged to your GM Card is available to you as GM Card Earnings. You can accumulate Unlimited Earnings per year with your GM Card. There is a limit (“Redemption Allowance”) on the amount of GM Card Earnings that may be applied at time of redemption. The Redemption Allowance is the maximum amount of GM Card Earnings that can be applied toward the Total Purchase Price or lease down payment of any new eligible General Motors vehicle. Redemption Allowances vary up to $3,500 depending upon the model year and brand of car or truck being purchased or leased. Fleet sales and commercial leases are excluded. For complete program details, including current Redemption Allowances and other applicable restrictions for all eligible GM vehicles, see your General Motors Dealer or Saturn Retailer, or, call The GM Card Customer Centre at 1-800-461-3279 ((416) 982-3279 in Toronto). Unused GM Card Earnings expire after seven years from the date they were earned. See Program Rules for details. GM Card Earnings are not accumulated on cash advances, Twin Cheques or Balance Transfer Cheques. Earnings can be used in addition to other offers General Motors of Canada Limited (GMCL) may provide at the time of purchase. Earnings on your GM Card are subject to the The GM Card Earning and Redemption Allowance Program Rules, which are supplied to all new Cardholders with their GM Cards. GMCL reserves the right to change the Program Rules, regulations, partner companies and awards with or without notice.
¹⁴ TD Auto Club provided by Sykes Canada Corporation.
^® Trade-mark of the Toronto-Dominion Bank
AmericanAirlines and AAdvantage are registered trademarks of American Airlines, Inc.