Credit Cards

TD Business Travel Visa Card	TD Business Visa Card	TD Venture Line of Credit Visa Card

At TD Canada Trust, we recognize that small businesses have unique requirements when it comes to managing credit and cash flow. Our TD Visa business cards are designed to address those needs.

Let TD Visa help you run your business more effectively. Learn about the features offered by our TD Visa business cards and choose the one that's right for you.1

TD Business Travel Visa Card

You can turn your business expenses into travel rewards with the TD Business Travel Visa Card. This Card gives you all the same benefits as the TD Business Visa Card, PLUS you'll earn TD Points on purchases you make using your Card. You can use your TD Points toward travel expenses that you pay for with your Card.

With this Card -

• You'll receive 30,000 Bonus TD Points upon approval2
• You'll earn 3 TD Points for every dollar in purchases charged to your Card3
• You'll earn 9 TD Points for every dollar charged to your Card for eligible travel purchases booked through the TD Visa Travel Rewards Centre4
• You'll enjoy the freedom to book your trip through any travel agency or website on your Card and still use your TD Points5

Annual Fee: $149.6
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TD Business Visa Card

You'll also get access to a vast selection of privileges, including -

• Valuable insurance protection7
• Emergency Assistance Services
• Business Banking Services
• The convenience of managing your TD Business Visa Account online through EasyWeb Internet banking

Annual Fee: $50.6
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TD Venture Line of Credit Visa Card

This Card also offers you -

• Instant access to your available business credit with the flexibility of a credit card8
• A variable annual interest rate based on TD Prime9
• Automatic yearly renewal with no business plan or annual reviews required
• Minimum credit limit of $1,00010

No Annual Fee
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¹ All interest rates, fees and features are current as of January 19, 2009 and are subject to change.
² Applies to new TD Business Travel Visa Card Accounts only. Bonus TD Points will be awarded to the new Account upon approval. Offer may be changed, extended or withdrawn at any time without notice and cannot be combined with any other offer.
³ Three TD Points are awarded for every $1 in purchases charged to the Account. Credit for returned items, refunds, rebates or other similar credits will reduce or cancel the TD Points earned by the amount originally charged to the Account. Fees, Cash Advances (including Balance Transfers and TD Visa Cheques), interest charges, optional services, refunds, rebates or other similar credits do not earn TD Points.
⁴ TD Visa Travel Rewards Centre is operated by Carlson Marketing Canada Ltd
⁵ To redeem TD Points for travel purchases charged to your Card that are not booked through the TD Visa Travel Rewards Centre (the "Centre"), Cardholder must contact the Centre after the travel purchase has been posted to the Account and within 90 days from the transaction date of the travel purchase. The required TD Points will be redeemed from the TD Points balance available on the date TD Points are redeemed for the travel purchase, not the transaction date of the travel purchase. The amount that will be credited toward the travel purchase will be equal to the value of the TD Points redeemed. If there are insufficient TD Points available to cover the entire amount of the travel purchase, the Account will only be credited by the value of the TD Points redeemed. Any amount of the travel purchase not covered by the TD Points redeemed will remain on the Account for payment. TD Points must be redeemed in 10,000 point increments.
⁶ Annual fee applies per Card. All interest rates, fees and features are current as of January 19, 2009 and subject to change.
⁷ For more information on the details of benefits, including terms, conditions, limitations and exclusions, please refer to the TD Business Visa Cardholder Agreement at www.tdcanadatrust.com/tdvisa/agreements.jsp. Interest rates, fees and features are effective as of January 19, 2009 and are subject to change
⁸ Up to your available credit.
⁹ Preferred variable annual interest rate is one of the following: TD Prime + 2%, TD Prime + 4%, TD Prime + 6%, TD Prime + 8% and TD Prime + 10%. The standard rate of 21% applies if your Minimum Payment is more than 30 days past due. Upon approval, your initial rate will also be provided to you with the Disclosure Statement that we send to you. "TD Prime" means that annual interest rate established and reported by us to the Bank of Canada from time to time as a reference rate of interest for the determination of interest rates that we can charge to customers of varying degrees of creditworthiness in Canada for Canadian Dollar loans.
¹⁰ Subject to complying with TD Canada Trust lending policies and criteria. Some conditions apply. Personal guarantee(s) may be required.