• TD Canada Trust (retail banking)
• TD Waterhouse (discount brokerage)
• TD Securities (corporate and investment banking)
• TD Asset Management (mutual funds and investment management)
• TD Commercial Banking

As at April 1, 2000, TD was Canada's largest bank in terms of market capitalization, and had more than $260 billion in assets. A global leader in on-line financial services, TD ranks as one of the top three on-line financial services providers in the world with more than 2.6 million on-line customers and is the largest shareholder in TD Waterhouse Group, Inc., the second largest discount brokerage in the world.

TD Bank is a Schedule I chartered bank subject to the provisions of the Bank Act of Canada. It was formed on February 1, 1955 through the amalgamation of The Bank of Toronto, chartered in 1855, and The Dominion Bank, chartered in 1869.

TD Canada Trust

On February 1, 2000, TD Bank Financial Group announced the completion of its CDN $8 billion acquisition of CT Financial Services Inc. catapulting it from the 5th largest Canadian bank to a leader in most of its retail businesses. As a result of this acquisition, the retail banking operations of TD Bank and Canada Trust will combine to become Canada's premier retail banking organization - TD Canada Trust. Integration of TD Bank and Canada Trust branches will not begin until February 2001.

TD Canada Trust is TD's customer-focused retail arm, providing a broad array of financial services and products including electronic banking, web banking, access to over 3000 Automated Banking Machines and servicing more than 10 million customers across Canada.

TD Waterhouse Bank is the largest Canadian owned U.S.-based electronic bank to offer a full suite of U.S. products, services, and access channels. TD Waterhouse Bank is a member of the Federal Deposit Insurance Corporation and is a wholly owned subsidiary of TD Bank and a division of TD Canada Trust.

TD Waterhouse

TD's discount brokerage business - TD Waterhouse - is the world's second largest discount brokerage with more than 3.6 million customer accounts and operations in Canada, the United States, the United Kingdom, Japan, Australia and India. TD Waterhouse Group, Inc. trades on the New York Stock Exchange and The Toronto Stock Exchange under the symbol "TWE" following the completion in June 1999, of a CDN $1.5 billion (US $1.042 Billion) initial public offering of 11.53% of the company's common stock.

TD Securities

TD Securities provides issuing, borrowing and investing clients a full range of services in key areas of finance: investment banking (which includes merchant banking, corporate banking and syndications), debt capital markets, derivative products, equities, and foreign exchanges. TD Securities has a global presence in strategic centres of finance including Toronto, New York, London, Tokyo, Hong Kong Singapore and Sydney.

Click here to see TD Securities 1999 Annual Review.

TD Asset Management

TD Asset Management Inc. is one of Canada's largest and most diversified mutual fund companies, managing $74 billion for mutual funds, pension funds, corporations, institutions, endowments, foundations and high net worth individuals.

TD Commercial Banking

TD Commercial Banking is focused on meeting the needs of Canadian businesses with financial products and services that include a full range of lending and structured finance products, cash management solutions, treasury services and business planning support.

A new part of TD's Commercial Banking division, TD MarketSite is a premier business-to-business e-commerce portal designed as a trading resource to Canadian businesses. When launched in the summer of 2000, TD MarketSite will become Canada's first business-to-business trading portal capable of seamless exchange with MarketSite trading communities globally.

Meloche Monnex

Meloche Monnex, a member of the TD Bank Financial Group is the leading organization in the Canadian affinity market and the main provider of home and automobile insurance services to members of professional and University organizations.

Meloche Monnex refers to the holding company Meloche Monnex Inc. and those companies owned by it including Meloche Monnex Insurance and Financial Services Inc. , Meloche Monnex Financial Services Inc. and Security National Insurance Company.