Travelling? Take TD Travel Medical
Insurance through TD Canada Trust
Are you planning to get away from it all? Now plan to take Travel Medical Insurance with you. Because one thing you don't want to leave behind is the quality medical care and coverage you have at home. The fact is, your provincial (territory) health insurance plan doesn't always fully cover the cost of medical emergencies when you're out of your province (territory) or out of Canada. Travel Medical Insurance through TD Canada Trust Bank can help. Designed exclusively for TD Canada Trust clients and their families, it protects you where other plans leave off.
What are my Options?
There's a plan to suit your
lifestyle
TD Canada Trust offers you a choice of plans to suit
your lifestyle:
- Per Trip Plan - perfect for occasional travellers or short trips to the U.S. --
just purchase before each trip. Coverage for trips of 23 days or more must be
purchased by calling (416) 977-2039 or toll-free 1-800-293-4941 8 a.m. to 8
p.m. ET Monday to Friday, and 12 p.m. to 6 p.m. ET Saturday. Your premium will
be based on your responses to a series of medical questions and will be
subject to medical underwriting. By going through this medical underwriting
process, which takes only a few minutes, you can travel with peace of
mind knowing that pre-existing conditions will be covered. Applicants with
certain unstable medical conditions may not qualify for this coverage.
- Annual Plan - the best value for frequent travellers or business people!
What does this insurance offer?
Worry-free travel protection, 24 hours
a day, 365 days a year With 24-hour access to the dedicated professionals at the Emergency Assistance Centre, you can be assured that in the event of a medical emergency, your medical needs will be looked after. That means taking care of details like arranging the right medical care, contacting your family doctor and staying in touch with your family with reports on your condition.
Summary of
Benefits
Emergency out-of-province/country
medical coverage underwritten by The Toronto Dominion Life Insurance Company,
and administered by World Travel Protection, Canada Inc.,
including:
- Up to $1 million of coverage for
medical treatment, including hospital room/board, treatment by a physician,
emergency room charges, x-rays, lab tests and more
- Emergency air transportation back to
Canada or to the nearest Network Hospital
- Up to $1,000 in economy return
airfare for family members to be at your bedside
- A Bedside Companion Benefit of $150/
day to a $1,500 maximum
- Up to $2,000 in emergency dental
treatment
- 24 hour access to the Emergency Assistance Centre
from anywhere in the world
Plus
many other benefits. For a complete listing of Benefits, Exclusions and Limitations please refer to the TD Travel Certificate of Insurance . (You will need Adobe Acrobat to view this pdf. file).
What To Do in Case of An Emergency
Contact the Emergency Assistance Centre immediately at 1-800-359-6704 from anywhere in North America (or call collect(416) 977-5040 from anywhere else). Please note that failure to contact with the Emergency Assistance Centre within 48 hours of admission, or as soon as is reasonably possible, will limit the maximum benefit payable under the policy to 80% of Eligible Expenses, to a maximum of $30,000.
How Much is it Going to Cost Me?
Travel Medical Insurance through TD Canada Trust is competitively priced! Just use our on-line quoting facility to receive
your custom rate. Please note that coverage for trips of 23 days or more must be
purchased by calling (416) 977-2039 or toll-free 1-800-293-4941.
Where Do I Get This
Insurance?
TD Canada Trust is making it easier for you to obtain travel insurance! Just
complete our online application form with payment information and you will receive confirmation of coverage right away, or, call 1-800-293-4941 and charge it to any credit card.
Pre-Existing Condition Exclusion Pre-Existing Condition Exclusion (For Trips of 22 Days or Less and the Annual Plan) Pre-Existing Condition means medical conditions:
for which treatment while travelling
could have been anticipated; and/or
for which symptoms appeared in the 180
days prior to the Covered Trip; and/or
which were investigated, diagnosed,
treated, had treatment or further investigation recommended or prescribed, or a
change in treatment recommended (including medication and its dosage) in the 180
days prior to the Covered Trip; or
which have been treated as a Medical Emergency (no coverage for recurrance of any treated condition).
Please refer to your Travel Medical Insurance Certificate of Insurance for a complete list of benefits and exclusions. (You will need Adobe Acrobat to view this pdf. file).
Travel Medical Insurance
through TD Canada Trust: Affordable, Comprehensive Out of Province/Country Emergency
Medical Coverage
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