Term insurance is one of the simplest forms of life insurance. It provides a fixed amount of insurance for a specific period of time, with set premiums determined at the time of your purchase.

Top Seller in Canada

Of the total life insurance purchased in Canada, term life is by far the most popular. It accounts for over 43% of policies purchased. In terms of face amount, it accounts for 58% more than all other types of life insurance combined. **

You need life insurance to:

	provide an income for my family when I pass away
	pay the outstanding balances on my mortgage and other debt
	provide for my children's education
	set up a fund for emergencies, such as home repairs, sudden illness, car problems, etc.
	pay for my final expenses
	provide a legacy for my favourite charity

 
TD Life will work with you to develop the specific coverage that is right for you. We offer a full range of life insurance coverage, including TD Life Accidental Death and Term insurance, and products from select A-rated¹ Canadian insurance companies.

More Insurance Value for Your Money

TD Life's 10-Year Term Life Insurance offers:

• coverage for individuals between the ages of 18 and 70
• guaranteed and fixed premiums for 10 years regardless of changes to your age and health
• renewable coverage with no medical questions at the end of each 10 year term until you reach 80 years of age
• conversion to a permanent life insurance policy with no medical questions until you reach age 69
• 15 day money back guarantee
• coverage starting at $50,000 or up to $5 million
• waiver of premium option to cover your premiums should you become totally disabled
• flexible and convenient payment schedules
• an additional living benefit to a maximum of 50% of the sum insured on your policy

How much coverage do I need?

We encourage you to use our online insurance calculator to help estimate the amount of life insurance you may require to suit your lifestyle and personal needs. Our non-commissioned fully licensed agents will be pleased to provide you with a more comprehensive insurance needs analysis and quotation, at no obligation to you. Call:

** Life Insurance Marketing Research Association, 2000.

¹ AM Best Rating or Moody's Rating