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Insurance

TD Insurance

Water Damage

Fighting your home's number-one enemy

Your roof

What causes the water damage?

  • Deterioration or corrosion of your roof.
  • Wind, rain, snow or hail.
  • Improper installation of downspouts, gutters, vents, chimneys, or air conditioners.
  • Improperly sealed openings such as screw fasteners or air vents.

What you can do

  • Have your roof inspected for cracks, breaks, and loose or missing shingles. You may be able to temporarily patch a roof with compound or sealants, but generally speaking most roofs have a shelf-life of 20 years. Newer “membrane” roofs can last up to 50 years.
  • Look for leaks and holes in rain gutters, downspouts and extensions.
  • Clear roof, gutters and downspouts (pipes where excess water flows) of debris such as leaves and dirt.
  • Make sure your downspouts are directed away from your home.
  • Make sure that screw heads and fasteners are properly covered.
  • Inspect and seal chimneys and air conditioning units.

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