Vehicle make
We use information like the make of your vehicle to figure out your premium. We look at details of other claims submitted for that make: like repair costs, rate of injury, and the chances that your car will be stolen. We also consider the Manufacturer's Suggested Retail Price when we put together your premium.

Vehicle model
We use information like the model of your vehicle to figure out your premium. We look at details of other claims submitted for that model: like repair costs, rate of injury, and the chances that your car will be stolen. We also consider the Manufacturer's Suggested Retail Price when we put together your premium.

Vehicle year
We need to know the year of your vehicle, so we can consider things like repair costs, rate of injury, and the chances that your car will be stolen. Generally, newer vehicles are more attractive to thieves. So you'll end up paying a higher premium than if you insured an older model of the same vehicle.

Damage to non-owned automobiles
If you need to rent a car for a short term, this option provides you with collision and comprehensive coverage on the rented car. This type of insurance can get expensive if you purchase it from a rental car company. Some of these companies charge up to the same amount per day for this coverage, as you pay for a year's premium.

Number of insured vehicles
If you insure more than one vehicle with us, you could get a discount on your premiums.

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