A B C D E F G H I J K L M N O P Q R S T U V W Y Z

P

Place of residence
Policy cancellation
Postal code
Property damage, Direct compensation for (direct compensation for property damage)
Protection, Family (No. 44) (family protection)

Place of residence
Automobile insurance rates are generally higher in metropolitan areas. That's because there are a higher number of accidents, theft and vandalism claims than in rural areas.

Policy cancellation
If you cancel your policy for whatever reason (e.g. non-disclosure of tickets, non-payment), it may affect your rates in the future. It doesn't count if you cancelled the policy yourself.

Postal code
Auto insurance rates vary, depending on where you live. Rates in big cities are usually higher than in more rural areas. Why? Because with more people living in one place, the risk is higher that an accident, theft or vandalism will occur.

Direct compensation - property damage
This option is mandatory in Ontario. It provides coverage for damage to your car and any of your property inside the car, because of an automobile accident where you are not-at-fault.

Family protection (No. 44)
Family protection Coverage provides coverage for you and your family from the actions of an at-fault, underinsured driver. If you are travelling in a province or a state where the mandatory liability coverage is low, Family protection coverage ensures that you and your family are covered up to your own policy's limits regardless of the other person's coverage levels.

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