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Auto Insurance Glossary
A B C D E F G H I J K L M N O P Q R S T U V W Y Z
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No. 13d Comprehensive coverage - Limited glass (Alberta only)
No. 20 Loss of use
No. 27 Damage to non-owned automobiles
No. 35 Emergency road service
No. 44 Family protection
Number
Of drivers (number of drivers)
Of insured vehicles (number of insured vehicles)
Comprehensive coverage - Limited glass (No. 13d) (Alberta only)
This options works a little differently from other options. By choosing 13d Comprehensive Cover - Limited Glass, you are not adding coverage to your policy, but taking some away! It limits the coverage on your car's windshield and glass from things like stone chips and cracks, but still provides coverage if your window is broken during a theft. Choosing this option can help reduce how much you pay for your insurance.
Loss of use (No. 20)
Say you're involved in an accident and your car is damaged. Loss of use coverage pays for a rental car or alternate transportation while your automobile is being repaired.
Damage to non-owned automobiles (No. 27)
If you need to rent a car for a short term, this option provides you with collision and comprehensive coverage on the rented car. This type of insurance can get expensive if you purchase it from a rental car company. Some of these companies charge up to the same amount per day for this coverage, as you pay for a year's premium. Be sure to check with your credit card company before you purchase this option. You may already have this coverage.
Emergency road service (No. 35)
Stuck at the side of the road with a non-functioning car? This coverage pays for your towing services. Before you sign up for this coverage, be sure to check if you already have emergency roadside assistance coverage with an independent company.
Family protection (No. 44)
Family protection Coverage provides coverage for you and your family from the actions of an at-fault, underinsured driver. If you are travelling in a province or a state where the mandatory liability coverage is low, Family protection coverage ensures that you and your family are covered if you are injured in an accident up to your own policy's limits regardless of the other person's coverage levels.
Number of drivers
Insurance companies consider the number of different people that drive your vehicle, and their insurance record. Generally, the more people that drive your vehicle, the higher will be your insurance premium.
Number of insured vehicles
If you insure more than one vehicle with us, you'll get a discount on their insurance.
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