A B C D E F G H I J K L M N O P Q R S T U V W Y Z

M

Make, Vehicle (vehicle make)
Marital status
Major convictions
Annual kilometres (miles)
Minor convictions
Model, Vehicle (vehicle model)
Uninsured motorist coverage (Ontario and Alberta)
Multi-line discount
Multi-vehicle discount

Vehicle make
We use information like the make of your vehicle to figure out your premium. We look at details of other claims submitted for that make: like repair costs, rate of injury, and the chances that your car will be stolen. We also consider the Manufacturer's Suggested Retail Price when we put together your premium.

Marital status
Getting married can affect your insurance rates. If you are planning to get married soon, consider selecting the married status to reflect the correct insurance rate.

Major or criminal convictions
Criminal traffic charges or major convictions include things like hit-and-run, and alcohol-impaired driving.

Annual kilometres (miles)
The more you use your vehicle, the higher the risk that you'll be involved in an automobile accident.

Minor convictions
Minor tickets or minor convictions include things like speeding, disobeying a traffic signal, failing to yield to a vehicle or pedestrian, or improper lane changes. Include any tickets that you've received whether you've lost "points" or not. The better your driving record, the lower your premium.

Vehicle model
We use information like the model of your vehicle to figure out your premium. We look at details of other claims submitted for that model: like repair costs, rate of injury, and the chances that your car will be stolen. We also consider the Manufacturer's Suggested Retail Price when we put together your premium.

Uninsured motorist coverage (Ontario and Alberta)
Provides coverage for you if you are in an accident with an at-fault, uninsured driver who is identified at the scene of the accident.

Multi-line discount
If you have both your home and automobile policy with us, you could receive a discount.

Multi-vehicle discount
This discount applies if you have more than one vehicle insured with us. If you've received a quote for more than one car from us, then this discount is already factored into your quote.