A B C D E F G H I J K L M N O P Q R S T U V W Y Z

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Benefits, Accident
Birth Date
Business Use

Accident benefits
Accident Benefits Coverage provides for you and your family if you are injured or killed in an automobile accident. Accident Benefits provide income replacement for persons who have lost income as well as

• Payments to non-earners who are not able to carry on a normal life;
• payment of care expenses to persons who can no longer act as a primary caregiver for a member of their household;
• payment of medical, rehabilitation and attendant care expenses;
• payment of funeral expenses and payments to survivors of a person who is killed.

Birth date
Your insurance rates will vary, depending on your age. For example, full-time students and retirees fall into two different age groups. As a result, their rates will be different.

Business use
The more you use your vehicle, the higher the risk that you'll be involved in an automobile accident. People who use their vehicle for business will have a higher premium than those who do not. Business use includes driving to appointments or presentations or if you are a salesperson on the road.

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