Advantages of TD Universal Life The first advantageofTD Universal Lifeis that the
investment returns you realize within the plan are tax-deferred. Unlike
the investor who invests a similar amount in a taxable investment
vehicle, you retain 100% of your investment returns as long as they
remain inside the policy.
The second advantageofTD Universal Lifeis flexibility. You
can choose from a variety of coverage, premium payment and investment
options, plus a number of additional riders and benefits. You may choose
not to select all the benefits and features available but they're there
should you want them. And best of all a licensed TD Insurance Specialist
can guide you through all the features – now, and down the road if
your needs change – so you have a policy carefully tailored to your
needs.
The third advantageofTD Universal Lifeis that the cost of insurance and the cost of optional riders and
benefits are guaranteed to remain as set out in your policy. In addition your
policy offers minimum interest rate guarantees on the Guaranteed Interest
Account investment options. There is even a money-back guarantee. If you
are not fully satisfied with yourTD Universal Lifepolicy, you may
return it within 10 days of its receipt. And we'll return any premium
paid.
**TD Universal Lifeis underwritten
by The National Life Assurance Company of Canada (National Life).
National Life is the sole provider of all guarantees.
Advantages of TD Universal Life