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Paying for School


Paying for medical or dental school

Your postgraduate studies require a significant investment. With a little help, your professional dreams can be within your reach.

To make the most of your medical or dental studies — and give you financial peace of mind — you need flexible solutions that help you as a student, as a graduate and as a practicing professional. After all, investing in your studies today can bring great rewards in your future career.

Financial solutions for medical and dental students

At TD Canada Trust, we understand your unique needs for funding your studies. Our TD Canada Trust Banking Plan for Medical and Dental Students is designed to give you the flexibility and value you need, including:

  • A Student Line of Credit for up to $150,000 at a low variable rate — with the option to defer principal payments for the first year following graduation or residency. In most cases, medical and dental students will not require a co-signor and will not have to re-apply each year for additional funds
  • A no-monthly-fee TD Canada Trust Value Plus Account for Students
  • A choice of one of our TD Visa Cards with a credit limit of up to $5,000 — and the option to reduce your interest payments by transferring your balance from a higher-interest credit card

For medical or dental students attending school outside of Canada, we also offer financing options with a qualified co-signor.

Speak to one of our trusted banking professionals for a plan that’s customized to meet your individual needs today, and can help ensure professional success after graduation.

Beyond graduation

Once you graduate and start practicing in your medical field, TD Canada Trust will continue to extend our solutions to help you reach your personal and professional goals, including:

  • Professional Banking Plans for Doctors and Dentists to help with your business financing needs
  • Personalized plans to help you build your net worth working with a TD Waterhouse advisor, or through the support of our Discount Brokerage services if you prefer to make your own investment decisions

Get expert advice

Speak to the TD Canada Trust Small Business Associate affiliated with your university for solutions designed to help you finance your studies, budget and minimize expenses, pay off the debt after you finish your residency or your studies and start investing for your future.


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