TD Canada Trust
Skip to content | 
  
   My Accounts    Customer Service     Products & Services    Markets & Research    Planning  
  Banking     Investing     Insurance     Small Business  
  TD Commercial Banking  

  

Small Business


Account Related and Administration Fees

Transaction Fees
Internet Banking Fees
Cheque Handling
Searches/Notices
Collection Items
Drafts
Account Handling
Account Inquiries
Safety Deposit Boxes
Wire Payments

TRANSACTION FEES Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Deposit Content
fee per item deposited2 $0.18 $0.18
cash (paper currency and coin) deposited per $1,000 $2.15 $2.15
fee per uncounted batch3 $8.00 $8.00
paper currency supplied per $1,000 $1.25 $1.25
coin supplied per roll $0.12 $0.12
Requests for Funds Transfer Fee (to Branch)
transfer between a customer’s own TD Canada Trust accounts, if requested to branch by telephone, mail or facsimile $5.00 $5.00
Bill Payments
in-branch
   - paid by cash or cheque
$1.00 n/a
Non-sufficient Funds
(cheques, pre-authorized payments,
postdated bill payments,
TD Canada Trust loan payments, etc.)
returned $42.50 $42.50
paid (plus overdraft interest charges) $5.00 $5.00
ABM
Interac $1.50 n/a
Plus System11
-Handling Fee within U.S. and Mexico

$3.0011

n/a
-Handling Fee outside Canada, U.S., and Mexico

$5.0011

n/a


INTERNET BANKING FEES Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Tax Payment and filing
    - per payment and filing
$2.00 $2.00
EasyWeb View Cheque Service
    - per cheque image

$1.50

$1.50

Send an Interac Email Money Transfer
    - per transfer

$1.50

n/a

Receive Interac E-mail Money Transfers

FREE

n/a



CHEQUE HANDLING Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Cheque Certification
account holder $10.00 $10.00
non-account holder $15.00 $15.00
Stop Payments
(cheque or pre-authorized payment)
with complete details $12.50 $12.50
without complete details $17.50 $17.50
Cheque Not Written in Currency of Account $20.00 $20.00
Returned Item
(includes mail advice to payee)
$5.00 $5.00




SEARCHES/NOTICES Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Searches (e.g. cheque copy)
if processed within past 90
   days - per item
$5.00 $5.00
if processed prior to past 90
   days - per item
$15.00 $15.00
Inactive/Dormant & Unclaimed Deposit Notices
   • 2-year notice
   • 5-year notice
   • 9-year remittance
$20.00
$30.00
$35.00
$20.00
$30.00
$35.00




COLLECTION ITEMS4 Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Canadian or U.S. Cheque Sent for Re-presentment Within Canada $30.00 $30.00
Outgoing Cheque Collections5
Canadian Dollar, U.S. Dollar or foreign currency cheques payable outside of Canada
0.20%
min. $30
max. $150
0.20%
min. $30
max. $150
Collection Item Returned Unpaid $15.00 $15.00




DRAFTS6,7 Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Any Canadian, U.S., Foreign, International Draft $7.50 $7.50
Request for refund or replacement of lost or stolen draft $10.00 $10.00




ACCOUNT HANDLING Canadian Dollar Accounts U.S. Dollar Accounts
(in $U.S.)
1
Account Closed Within 90 Days of Opening
(except for account transfers within TD Canada Trust)
$15.00 $15.00
Statement Preparation
  • month-end statement
  • each additional statement

  • FREE
    $5.00

    FREE
    $5.00
    Duplicate Statement $2.00 $2.00
    Monthly recordkeeping fee (passbook)12 $2.25 $2.25
    Interim Statement
  • In-branch
  • Updater/Green Machine/EasyWeb
  • EasyLine via Fax (per page)

  • $1.00
    FREE
    $2.50

    $1.00
    FREE
    $2.50
    Bank Confirmation $25.00 $25.00

    ACCOUNT HANDLING continued Applicable to both Canadian Dollar and U.S. Dollar Accounts (in $CDN)
    Certificate of Balance $10.00
    Transfer/Payment
    Sent by Mail6
    Draft price
    (plus postage)
    Transfer Confirmation
    by Mail or Fax
    $2.00
    Account Balance Transferred
    to Another Financial Institution
    (per account)
    $15.00
    Express Deposit Bags per box of 250 plastic bags ($.30/bag)8 $75.00
    Electronic Bill Payment Service Set up Fee $125




    ACCOUNT INQUIRIES Applicable to both Canadian Dollar and U.S. Dollar Accounts (in $CND)
    Account Information
    (balance enquiries & account activity)
    In-branch by telephone or in
       person (per request)
    $5.00
    EasyLine or EasyWeb
    FREE
    Credit Reports
    Inquiry in Canada, written
       - per hour
       - minimum

    $40.00
    $18.50
    Inquiry outside Canada, written
       - per hour
       - minimum

    $40.00
    $23.00




    SAFETY DEPOSIT BOXES8 Applicable to both Canadian Dollar and U.S. Dollar Accounts (in $CND)
    Size9
       • Small (1.0-9.0 sq. inches)
       • SMedium (9.1-17.5 sq. inches)
       • SLarge (17.6-27.0 sq. inches)
       • SX-Large/Super Large
        (27.1 sq. inches and greater)
    $42.50
    $60.00
    $90.00
    $3.00/sq. inch
    Annual Billing Fee notice $5.00
    Late payment fee $5.00




    WIRE PAYMENTS 4,10 Applicable to both Canadian Dollar and U.S. Dollar Accounts (in $CND)
    Outgoing Wire Transfers
       • $10,000 or less
       • $10,000.01 to $50,000
       • over $50,000
    $30.00
    $50.00
    $80.00
    Incoming Wire Transfers $10.00
    Wire Investigation Fee for Non-bank Errors
       • per hour
       • minimum
    $40.00
    $25.00



    EasyWeb
    Internet Banking

    Take the NEW Tour!


    Rates & Numbers


    Tools & Resources


    Business Overdraft Protection

      Helps protect your Business Chequing Account against temporary cashflow shortfalls up to your approved limit.
    Get more information