1 Amounts shown and service charges for U.S. Dollar business accounts are quoted and/or payable in U.S. Dollars, or their Canadian Dollar equivalent, using the TD Canada Trust prevailing exchange rate at the time the service charge is applied. 2 Items are cheques, money orders, drafts and all other clearing items. 3Uncounted Batch is a group of cheques, money orders, drafts and other clearing items where the total number of items has not been provided to the teller on an itemized deposit slip. (To avoid this charge always count the number of items when making a deposit). 4 Other financial institution charges and out-of-pocket expenses may apply. 5 Fees collected in the currency of the transaction, except for transactions in a foreign currency (except U.S. Dollars), which are payable at the Canadian Dollar equivalent at the TD Canada Trust prevailing exchange rate. 6 Additional charge of $10 for EasyLine telephone banking requests mailed within Canada and $24 for drafts mailed to locations outside of Canada. 7 In addition, foreign bank and communication charges may apply. 8 Plus GST, HST, QST as required by federal and provincial legislation 9 Some sizes not available at some branches 10 Fees for Canadian and U.S. Dollar wire payments are quoted and collected in the currency of the wire. Fees for foreign currency wire payments are quoted and collected in Canadian Dollars. 11 For foreign currency withdrawals performed at ABMs outside Canada, the exchange rate includes an amount equal to 2.5% of the converted amount. Applicable transaction fees also apply. Withdrawals made at a TDBanknorth, Commerce Bancorp or Publix ATM are exempt from the PLUS system handling fees. 12 Monthly recordkeeping fee (passbook) applies to Non-Personal Chequing/Savings Accounts and Non-Personal Premium Savings Accounts