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RSPs


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TD Canada Trust Daily Interest Savings Account RSP

Competitive interest rates

  • Tiered interest rate structure, with competitive rates that increase as your savings grow -
    • on the first $5,000
    • in excess of $5,000 up to $25,000
    • in excess of $25,000 up to $60,000
    • on the portion that is in excess of $60,000
  • Interest calculated on the daily balance and paid monthly

Contact any TD Canada Trust branch for today's rates.

Flexibility

  • No minimum deposit or term commitment
  • Access to your money whenever you need it
  • Annual statement to keep track of your account

I am interested in finding out more about my investment and retirement needs.

Investment tip to keep in mind

If you have a number of RSP savings accounts at various financial institutions, including one or more at TD Canada Trust, you should consider consolidating them into one TD Canada Trust Daily Interest Savings Account RSP. Our competitive tiered rate structure pays a higher rate of interest as your balance grows.

Keep in mind that RSP contributions made by your spouse to a plan in your name cannot be consolidated in a TD Canada Trust RSP with contributions made by you.

As well, pension plan funds that must be administered as "locked-in" funds cannot be consolidated with other RSP contributions.

Opening an account

Establishing a new TD Canada Trust Daily Interest Savings Account RSP is fast and easy.

If you already have a TD Canada Trust bank account or line of credit, you can apply online.

Or, you can call TD Canada Trust at 1-866-222-3456, any time, day or night, whether or not you already have a TD Canada Trust bank account.

Rates & Numbers

Tools & Resources

Retirement Income Options

  When it's time to convert your RSP savings into retirement income, consider our comprehensive range of Retirement Income Options.