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Retirement Income Options


Account Choices

TD Canada Trust offers --

TD Canada Trust Flexi-RIF — an innovative RIF product with investment options that include --

  • Daily Interest Savings Account — a tiered rate deposit account that pays a higher rate on higher balances
  • GICs — the security of higher guaranteed rates with terms available from 90 days to five years
  • Special Edition GICs — unique GICs that offer higher rates and flexibility

TD Canada Trust Annuities - choose from the Registered Fixed Term Annuity and Non-Registered Fixed Term Annuity. Earn a guaranteed fixed annual income.

TD Investment Services offers --

TD Mutual Funds RIF — one of the most diversified fund families in Canada. With over 65 funds and 15 professionally managed portfolios to choose from, TD Mutual Funds provides the foundation to build powerful and diversified portfolios for your RIO.

  • TD Mutual Funds can be purchased individually to help you create a diversified portfolio
  • You can also take advantage of professionally managed portfolios through the TD Managed Assets Program (TD MAP)

TD Waterhouse Discount Brokerage offers --

TD Waterhouse Financial Planning offers --

  • The feeling of confidence you get from knowing that you're taking the right steps to ensure the future you want. For individuals and corporations with investable assets between $100,000 and $300,000, this personalized investment solution offers a variety of services, products and strategies.

TD Waterhouse Private Client Services

Private Investment Counsel offers --
  • Exclusive retirement income management solutions for portfolios with a value of $300,000 or more.

Private Investment Advice offers --
  • A relationship that provides professional, personalized investment and retirement income products and services, such as Self-Directed RIFs, that allow you to play an active role in decisions about your financial affairs.

For help in setting your retirement goals and understanding your Retirement Income Options, feel free to visit any TD Canada Trust branch or call 1-800-560-6377 any time for more information.


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