RESPs

Choose the RESP that's right for you

TD Canada Trust Education Savings Plan^1,6 (RESP)

• Whatever your risk tolerance, Guaranteed Investment Certificates (GICs) can play a very important role in building a well-diversified RESP portfolio
• GICs offer guaranteed interest rates⁴ and the security that your principal is protected

TD Mutual Funds² Education Savings Plan^3,5 (RESP)

• TD Mutual Funds can be an excellent RESP investment choice that offer you potentially higher returns
• You can invest in one of the largest and most diversified family of funds in Canada with a history of strong, long-term investment performance
• You also have the option of a diversified Comfort Portfolio which comprises a mix of mutual funds that provides you with exposure to domestic and foreign fixed income and equities

Investment options
Plan features	TD Canada Trust RESP	TD Mutual Funds RESP
Basic Canada Education Savings Grant (CESG)
Additional CESG
Canada Learning Bond (CLB)
Alberta Centennial Education Savings Grant
I want to hold GICs for guaranteed principal and interest4
I want an opportunity to potentially earn a higher return than is available with fixed-term investments
I want to invest in mutual funds

¹ The Toronto-Dominion Bank is the Promoter of TD Canada Trust Education Savings Plan.

² Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus, which contains detailed investment information, before investing. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed or insured. Their values change frequently. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. Past performance may not be repeated.
TD Mutual Funds are managed by TD Asset Management Inc. a wholly owned subsidiary of The Toronto-Dominion Bank. Available through TD Investment Services Inc. (principal distributor), TD Waterhouse Canada Inc. (Member CIPF) and independent dealers. Mutual Funds Representatives with TD Investment Services Inc. distribute mutual funds at TD Canada Trust.

³ TD Asset Management Inc. is the Promoter of TD Mutual Funds Education Savings Plan.

⁴ Does not apply to TD Canada Trust Market Growth GICs, whose principal only is guaranteed.

⁵ The TD Mutual Funds Education Savings Plan supports only the basic Canada Education Savings Grant and not any other provincial or federal government RESP grants or tax incentives.

⁶ The TD Canada Trust Education Savings Plan supports only the Alberta Centennial Education Savings Grant and not any other provincial government RESP grants or tax incentives.