RESPs

To open an RESP

Simply visit any TD Canada Trust branch and we'll help you -

• Estimate how much you need to save
• Choose a contribution schedule that fits your budget
• Apply for an RESP loan, if necessary, to get you started
• Decide on an individual or family plan
• Get the government grants you're eligible for^1,3
• Choose the option that's right for you:
• TD Canada Trust Education Savings Plan^2,3
• TD Mutual Funds⁴ Education Savings Plan^1,5
• TD Waterhouse RESP⁶

¹ The TD Mutual Funds Education Savings Plan supports only the basic Canada Education Savings Grant and not any other provincial or federal government RESP grants or tax incentives

² The Toronto-Dominion Bank is the Promoter of TD Canada Trust Education Savings Plan.

³ The TD Canada Trust Education Savings Plan supports only the Alberta Centennial Education Savings Grant and not any other provincial government RESP grants or tax incentives.

⁴ Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus, which contains detailed investment information, before investing. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed or insured. Their values change frequently. There can be no assurances that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. Past performance may not be repeated.
TD Mutual Funds are managed by TD Asset Management Inc. a wholly owned subsidiary of The Toronto-Dominion Bank. Available through TD Investment Services Inc. (principal distributor), TD Waterhouse Canada Inc. (Member CIPF) and independent dealers. Mutual Funds Representatives with TD Investment Services Inc. distribute mutual funds at TD Canada Trust.

⁵ TD Asset Management Inc. is the Promoter of TD Mutual Funds Education Savings Plan.

⁶ TD Securities Inc. is the Promoter of the Registered Education Savings Plan offered by TD Waterhouse Canada Inc.